Jaafar, I., Tasmin, R., Ramlan, R., Abdul Hamid, N. A., & Ngadiman, Y. (2020). A conceptual framework integration of UTAUT and HBM on evaluating the adoption of electronic payment system in Malaysia. Penerbit UTHM.

Jaafar, Ishaq, Rosmaini Tasmin, Rohaizan Ramlan, Nor Aziati Abdul Hamid, and Yunos Ngadiman. A Conceptual Framework Integration of UTAUT and HBM on Evaluating the Adoption of Electronic Payment System in Malaysia. Penerbit UTHM, 2020.

Jaafar, Ishaq, et al. A Conceptual Framework Integration of UTAUT and HBM on Evaluating the Adoption of Electronic Payment System in Malaysia. Penerbit UTHM, 2020.