APA-viite (7. p.)

Jaafar, I., Tasmin, R., Ramlan, R., Abdul Hamid, N. A., & Ngadiman, Y. (2020). A conceptual framework integration of UTAUT and HBM on evaluating the adoption of electronic payment system in Malaysia. Penerbit UTHM.

Chicago-viite (17. p.)

Jaafar, Ishaq, Rosmaini Tasmin, Rohaizan Ramlan, Nor Aziati Abdul Hamid, ja Yunos Ngadiman. A Conceptual Framework Integration of UTAUT and HBM on Evaluating the Adoption of Electronic Payment System in Malaysia. Penerbit UTHM, 2020.

MLA-viite (9. p.)

Jaafar, Ishaq, et al. A Conceptual Framework Integration of UTAUT and HBM on Evaluating the Adoption of Electronic Payment System in Malaysia. Penerbit UTHM, 2020.