Examining the role of trust in shaping customer satisfaction of mobile banking

Mobile banking is the latest technology offered by service providers that allows customers to conduct banking transactions via mobile terminals. Mobile banking like other online transactions involve great uncertainty and risk, thus, customers need to build trust to alleviate perceived risk and fa...

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Main Author: Yousuf, Muna Abdi
Format: Thesis
Language:English
English
English
Published: 2016
Subjects:
Online Access:http://eprints.uthm.edu.my/771/1/24p%20MUNA%20ABDI%20YOUSUF.pdf
http://eprints.uthm.edu.my/771/2/MUNA%20ABDI%20YOUSUF%20COPYRIGHT%20DECLARATION.pdf
http://eprints.uthm.edu.my/771/3/MUNA%20ABDI%20YOUSUF%20WATERMARK.pdf
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author Yousuf, Muna Abdi
author_facet Yousuf, Muna Abdi
author_sort Yousuf, Muna Abdi
collection UTHM
description Mobile banking is the latest technology offered by service providers that allows customers to conduct banking transactions via mobile terminals. Mobile banking like other online transactions involve great uncertainty and risk, thus, customers need to build trust to alleviate perceived risk and facilitate their transactions. Owing to its significant role, trust has received considerable attention in information systems (IS) research, especially in the e-commerce context. However, little research has been done on the success of this technology, especially when investigating customer satisfaction. In this study, some modifications to the DeLone and McLean Model (2003) of IS Success are proposed whereby the model may be applicable to post adoption customer satisfaction. The target population is the users of mobile banking in Somaliland where mobile banking is at peak prevalence. Quantitative research method is deemed to be the suitable way of study. Partial Least Square (PLS) is the research instrument used to examine the role of trust in mediating the effects of independent variables on customer satisfaction. The findings suggest that quality factors and structural assurance have significant direct effect on both trust and customer satisfaction. Meanwhile, company reputation positively affects trust but not customer satisfaction. Trust is also shown to fully mediate the interrelationships of information quality, system quality and company reputation on customer satisfaction. Theoretical contributions of the findings are discussed and suggestions for future research are presented.
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spelling uthm.eprints-7712021-08-30T07:53:24Z http://eprints.uthm.edu.my/771/ Examining the role of trust in shaping customer satisfaction of mobile banking Yousuf, Muna Abdi HG1706-1708 Accounting. Bookkeeping Mobile banking is the latest technology offered by service providers that allows customers to conduct banking transactions via mobile terminals. Mobile banking like other online transactions involve great uncertainty and risk, thus, customers need to build trust to alleviate perceived risk and facilitate their transactions. Owing to its significant role, trust has received considerable attention in information systems (IS) research, especially in the e-commerce context. However, little research has been done on the success of this technology, especially when investigating customer satisfaction. In this study, some modifications to the DeLone and McLean Model (2003) of IS Success are proposed whereby the model may be applicable to post adoption customer satisfaction. The target population is the users of mobile banking in Somaliland where mobile banking is at peak prevalence. Quantitative research method is deemed to be the suitable way of study. Partial Least Square (PLS) is the research instrument used to examine the role of trust in mediating the effects of independent variables on customer satisfaction. The findings suggest that quality factors and structural assurance have significant direct effect on both trust and customer satisfaction. Meanwhile, company reputation positively affects trust but not customer satisfaction. Trust is also shown to fully mediate the interrelationships of information quality, system quality and company reputation on customer satisfaction. Theoretical contributions of the findings are discussed and suggestions for future research are presented. 2016-11 Thesis NonPeerReviewed text en http://eprints.uthm.edu.my/771/1/24p%20MUNA%20ABDI%20YOUSUF.pdf text en http://eprints.uthm.edu.my/771/2/MUNA%20ABDI%20YOUSUF%20COPYRIGHT%20DECLARATION.pdf text en http://eprints.uthm.edu.my/771/3/MUNA%20ABDI%20YOUSUF%20WATERMARK.pdf Yousuf, Muna Abdi (2016) Examining the role of trust in shaping customer satisfaction of mobile banking. Masters thesis, Universiti Tun Hussein Onn Malaysia.
spellingShingle HG1706-1708 Accounting. Bookkeeping
Yousuf, Muna Abdi
Examining the role of trust in shaping customer satisfaction of mobile banking
title Examining the role of trust in shaping customer satisfaction of mobile banking
title_full Examining the role of trust in shaping customer satisfaction of mobile banking
title_fullStr Examining the role of trust in shaping customer satisfaction of mobile banking
title_full_unstemmed Examining the role of trust in shaping customer satisfaction of mobile banking
title_short Examining the role of trust in shaping customer satisfaction of mobile banking
title_sort examining the role of trust in shaping customer satisfaction of mobile banking
topic HG1706-1708 Accounting. Bookkeeping
url http://eprints.uthm.edu.my/771/1/24p%20MUNA%20ABDI%20YOUSUF.pdf
http://eprints.uthm.edu.my/771/2/MUNA%20ABDI%20YOUSUF%20COPYRIGHT%20DECLARATION.pdf
http://eprints.uthm.edu.my/771/3/MUNA%20ABDI%20YOUSUF%20WATERMARK.pdf
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