The impacts of service quality and customer satisfaction on customer loyalty in internet banking

This study examined the relationship and the impacts of e-SQ and e-Satisfaction on e-Loyalty in internet banking. The modified version of E-SERVQUAL instrument was used to determine e-SQ for internet banking service of a commercial bank in Malaysia. Questionnaires were collected randomly from 265 in...

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Main Authors: Ariff, M. S. M., Yun, L. O., Zakuan, N, Ismail, K
Format: Conference or Workshop Item
Published: 2013
Subjects:
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author Ariff, M. S. M.
Yun, L. O.
Zakuan, N
Ismail, K
author_facet Ariff, M. S. M.
Yun, L. O.
Zakuan, N
Ismail, K
author_sort Ariff, M. S. M.
collection ePrints
description This study examined the relationship and the impacts of e-SQ and e-Satisfaction on e-Loyalty in internet banking. The modified version of E-SERVQUAL instrument was used to determine e-SQ for internet banking service of a commercial bank in Malaysia. Questionnaires were collected randomly from 265 internet banking users. The findings indicated that assurance-fulfillment, efficiency-system availability; privacy, contact-responsiveness and website aesthetics and guide constitute e-SQ for the internet banking service. Website aesthetics and Guide, Efficiency-System availability and Contact-Responsiveness of the internet banking e-SQ were positively affected e-Satisfaction. E-Satisfaction was positively significant to e-Loyalty. E-Satisfaction was found to partially mediate the relationship of Website aesthetics and Guide of e-SQ and customer e-Loyalty. The result highlighted that attractiveness and appearance of banks’ websites, and the information and guidance provide by the websites are important features to internet banking users. This finding reflected that in internet banking, beside the technical and functionality aspects of banks’ websites e-SQ, such as efficiency, fulfilment and system availability, the aesthetic value and proper guidance of the websites are also crucial to ensure quality of e-SQ that will lead to e-Satisfaction and e-Loyalty.
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spelling utm.eprints-513592017-08-15T07:38:21Z http://eprints.utm.my/51359/ The impacts of service quality and customer satisfaction on customer loyalty in internet banking Ariff, M. S. M. Yun, L. O. Zakuan, N Ismail, K HG Finance This study examined the relationship and the impacts of e-SQ and e-Satisfaction on e-Loyalty in internet banking. The modified version of E-SERVQUAL instrument was used to determine e-SQ for internet banking service of a commercial bank in Malaysia. Questionnaires were collected randomly from 265 internet banking users. The findings indicated that assurance-fulfillment, efficiency-system availability; privacy, contact-responsiveness and website aesthetics and guide constitute e-SQ for the internet banking service. Website aesthetics and Guide, Efficiency-System availability and Contact-Responsiveness of the internet banking e-SQ were positively affected e-Satisfaction. E-Satisfaction was positively significant to e-Loyalty. E-Satisfaction was found to partially mediate the relationship of Website aesthetics and Guide of e-SQ and customer e-Loyalty. The result highlighted that attractiveness and appearance of banks’ websites, and the information and guidance provide by the websites are important features to internet banking users. This finding reflected that in internet banking, beside the technical and functionality aspects of banks’ websites e-SQ, such as efficiency, fulfilment and system availability, the aesthetic value and proper guidance of the websites are also crucial to ensure quality of e-SQ that will lead to e-Satisfaction and e-Loyalty. 2013 Conference or Workshop Item PeerReviewed Ariff, M. S. M. and Yun, L. O. and Zakuan, N and Ismail, K (2013) The impacts of service quality and customer satisfaction on customer loyalty in internet banking. In: World Congress On Administrative And Political Sciences. https://doi.org/10.1016/j.sbspro.2013.06.462
spellingShingle HG Finance
Ariff, M. S. M.
Yun, L. O.
Zakuan, N
Ismail, K
The impacts of service quality and customer satisfaction on customer loyalty in internet banking
title The impacts of service quality and customer satisfaction on customer loyalty in internet banking
title_full The impacts of service quality and customer satisfaction on customer loyalty in internet banking
title_fullStr The impacts of service quality and customer satisfaction on customer loyalty in internet banking
title_full_unstemmed The impacts of service quality and customer satisfaction on customer loyalty in internet banking
title_short The impacts of service quality and customer satisfaction on customer loyalty in internet banking
title_sort impacts of service quality and customer satisfaction on customer loyalty in internet banking
topic HG Finance
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