The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system

This study examines the ability and application of the theory of reasoned action TRA in explaining the use of banking system in Yemen.It investigates the impact of two theoretical variables attitude and subjective norms, using a sample consists of university students, on individuals' intention...

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Main Authors: Alqasa, Khaled Mohammed, Md Isa, Filzah, Othman, Siti Norezam, Zolait, Ali Hussein Saleh
Format: Article
Language:English
Published: Inderscience Enterprises Ltd. 2014
Subjects:
Online Access:https://repo.uum.edu.my/id/eprint/13974/1/f10.pdf
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author Alqasa, Khaled Mohammed
Md Isa, Filzah
Othman, Siti Norezam
Zolait, Ali Hussein Saleh
author_facet Alqasa, Khaled Mohammed
Md Isa, Filzah
Othman, Siti Norezam
Zolait, Ali Hussein Saleh
author_sort Alqasa, Khaled Mohammed
collection UUM
description This study examines the ability and application of the theory of reasoned action TRA in explaining the use of banking system in Yemen.It investigates the impact of two theoretical variables attitude and subjective norms, using a sample consists of university students, on individuals' intention to use banking services. The results of the study revealed a strong predictive power of the theory of reasoned action model to explain university students' behavioural intention to use banking services. Statistically, the finding demonstrated that there are significant and positive relationships between students' attitude, subjective norm as predictor variables on the criterion variable of behavioural intention to use banking services in the context of Yemen. This study adds to the literature by showing non-financial variables such as attitude and subjective norm, which are important in understanding the behavioural intentions toward using banking services. It also provides some theoretical and practical implication. This study is one of the few studies that used theory of reasoned action in the context of Yemen. Furthermore, it has proven its effectiveness in predicting the behavioural intention of students towards using banking services. In addition, the finding will help to design strategies to attract more customers to use the banking system.
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spelling uum-139742016-04-17T06:50:12Z https://repo.uum.edu.my/id/eprint/13974/ The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system Alqasa, Khaled Mohammed Md Isa, Filzah Othman, Siti Norezam Zolait, Ali Hussein Saleh HG Finance This study examines the ability and application of the theory of reasoned action TRA in explaining the use of banking system in Yemen.It investigates the impact of two theoretical variables attitude and subjective norms, using a sample consists of university students, on individuals' intention to use banking services. The results of the study revealed a strong predictive power of the theory of reasoned action model to explain university students' behavioural intention to use banking services. Statistically, the finding demonstrated that there are significant and positive relationships between students' attitude, subjective norm as predictor variables on the criterion variable of behavioural intention to use banking services in the context of Yemen. This study adds to the literature by showing non-financial variables such as attitude and subjective norm, which are important in understanding the behavioural intentions toward using banking services. It also provides some theoretical and practical implication. This study is one of the few studies that used theory of reasoned action in the context of Yemen. Furthermore, it has proven its effectiveness in predicting the behavioural intention of students towards using banking services. In addition, the finding will help to design strategies to attract more customers to use the banking system. Inderscience Enterprises Ltd. 2014 Article PeerReviewed application/pdf en cc4_by https://repo.uum.edu.my/id/eprint/13974/1/f10.pdf Alqasa, Khaled Mohammed and Md Isa, Filzah and Othman, Siti Norezam and Zolait, Ali Hussein Saleh (2014) The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system. International Journal of Business Information Systems, 15 (1). pp. 105-122. ISSN 1746-0972 http://dx.doi.org/10.1504/IJBIS.2014.057967 doi:10.1504/IJBIS.2014.057967 doi:10.1504/IJBIS.2014.057967
spellingShingle HG Finance
Alqasa, Khaled Mohammed
Md Isa, Filzah
Othman, Siti Norezam
Zolait, Ali Hussein Saleh
The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system
title The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system
title_full The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system
title_fullStr The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system
title_full_unstemmed The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system
title_short The impact of students' attitude and subjective norm on the behavioural intention to use services of banking system
title_sort impact of students attitude and subjective norm on the behavioural intention to use services of banking system
topic HG Finance
url https://repo.uum.edu.my/id/eprint/13974/1/f10.pdf
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