Factors influencing intention to use Islamic credit cards in Selangor
Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on thre...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
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UUM Press
2019
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| Online Access: | https://repo.uum.edu.my/id/eprint/28978/1/IJIB%2004%2001%202019%201-15.pdf |
| _version_ | 1803629556614037504 |
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| author | Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Shariff, Mohammad Syazwan Azam, Md. Siddique E |
| author_facet | Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Shariff, Mohammad Syazwan Azam, Md. Siddique E |
| author_sort | Abdul Razak, Dzuljastri |
| collection | UUM |
| description | Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on three variables namely benefits, fair charges and religious motivation. A quantitative methodology was conducted via a survey of 102 respondents in the state of Selangor. The results indicated that benefits and religious motivations have significant influence on the intention to use Islamic credit cards. Hence, practitioners should incorporate the two factors in their marketing efforts to promote ICC. The academician can benefit by conducting further research on this eminence body of knowledge. |
| first_indexed | 2024-07-04T06:39:44Z |
| format | Article |
| id | uum-28978 |
| institution | Universiti Utara Malaysia |
| language | English |
| last_indexed | 2024-07-04T06:39:44Z |
| publishDate | 2019 |
| publisher | UUM Press |
| record_format | dspace |
| spelling | uum-289782022-11-21T07:41:22Z https://repo.uum.edu.my/id/eprint/28978/ Factors influencing intention to use Islamic credit cards in Selangor Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Shariff, Mohammad Syazwan Azam, Md. Siddique E HG Finance Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on three variables namely benefits, fair charges and religious motivation. A quantitative methodology was conducted via a survey of 102 respondents in the state of Selangor. The results indicated that benefits and religious motivations have significant influence on the intention to use Islamic credit cards. Hence, practitioners should incorporate the two factors in their marketing efforts to promote ICC. The academician can benefit by conducting further research on this eminence body of knowledge. UUM Press 2019 Article PeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/28978/1/IJIB%2004%2001%202019%201-15.pdf Abdul Razak, Dzuljastri and Ahmad Faris, Ammar and Mohamed Shariff, Mohammad Syazwan and Azam, Md. Siddique E (2019) Factors influencing intention to use Islamic credit cards in Selangor. International Journal of Islamic Business (IJIB), 4 (1). pp. 1-15. ISSN 0127- 662X https://e-journal.uum.edu.my/index.php/ijib/article/view/13277 |
| spellingShingle | HG Finance Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Shariff, Mohammad Syazwan Azam, Md. Siddique E Factors influencing intention to use Islamic credit cards in Selangor |
| title | Factors influencing intention to use Islamic credit cards in Selangor |
| title_full | Factors influencing intention to use Islamic credit cards in Selangor |
| title_fullStr | Factors influencing intention to use Islamic credit cards in Selangor |
| title_full_unstemmed | Factors influencing intention to use Islamic credit cards in Selangor |
| title_short | Factors influencing intention to use Islamic credit cards in Selangor |
| title_sort | factors influencing intention to use islamic credit cards in selangor |
| topic | HG Finance |
| url | https://repo.uum.edu.my/id/eprint/28978/1/IJIB%2004%2001%202019%201-15.pdf |
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