| Summary: | Financial literacy is a vital and long-life skill. It is never too late or too early to teach kids about financial matters. Thus, financial literacy is the secret to creating a generation of money-savvy and economically literate adults. Additionally, according to OECD (2018), a higher level of financial literacy and well-being can be achieved using digital tools, significantly improving access to financial education. Hence, the objectives of this research are (i) to understand the financial literacy level of junior (primary school) children in the northern region of Malaysia and (ii) to develop the appropriate strategy to solve the problem of financial literacy among children (primary school) in the northern region in Malaysia. In this study, the respondent size is 419 primary school students aged 7 to 12 and their parents from Kedah, Penang, Perak, and Perlis. Meanwhile, the method used in this study is an online questionnaire. Correlation and multi-regression analysis are used to answer the research objectives. This study highlighted that the primary students in the northern region of Malaysia possess a higher level of financial literacy and scored more than 80% of the questions. Additionally, this study proved straightforwardly that school and teachers' roles, participants, and active involvement are highly recommended to enhance primary school student financial literacy levels in the northern region of Malaysia. Especially with the support from all relevant parties such as the government, NGOs, universities, industry players, and others. This study also suggests interactive and attractive methods in teaching financial literacy that can be revisited by incorporating in-class and online activities at the school level. Hence, this research is driven by curiosity and the desire to expand knowledge in specific financial literacy areas. This research could also contribute to the academic body of knowledge in the research area of financial literacy among Malaysians. This study's findings would also improve financial literacy among Malaysians, especially our young generation.
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