The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users

The last few decades have witnessed a drastic change in the nature of commerce due to the development of ubiquitous computing technologies. E-commerce has evolved to an ultimate stage that is called u-commerce. This study seeks to provide an understanding of consumer satisfaction and trust in u-comm...

Full description

Bibliographic Details
Main Authors: Altay, Şafak, Yaprakli, Tevfik Şükrü
Format: Article
Language:English
Published: Universiti Utara Malaysia Press 2024
Subjects:
Online Access:https://repo.uum.edu.my/id/eprint/30406/1/IJMS%2031%2001%202024%20171-208.pdf
https://doi.org/10.32890/ijms2024.31.1.7
_version_ 1825806177530806272
author Altay, Şafak
Yaprakli, Tevfik Şükrü
author_facet Altay, Şafak
Yaprakli, Tevfik Şükrü
author_sort Altay, Şafak
collection UUM
description The last few decades have witnessed a drastic change in the nature of commerce due to the development of ubiquitous computing technologies. E-commerce has evolved to an ultimate stage that is called u-commerce. This study seeks to provide an understanding of consumer satisfaction and trust in u-commerce characteristics. Thus, the research examined how u-constructs affect satisfaction and trust from the mobile banking perspective. Ubiquity, uniqueness, universality, and unison comprise the characteristic features represented as u-constructs. In this study, a total of 1012 samples were analysed using Structural Equation Modelling (SEM). The results showed that characteristics of ubiquity and universality have positive effects on customer satisfaction, yet they do not have any effect on trust. It was also found that uniqueness and unison have positive effects on trust and that trust has a positive effect on satisfaction. This study contains some theoretical and practical implications for researchers and practitioners who are interested in u-commerce and improving customer satisfaction.
first_indexed 2024-07-04T06:45:20Z
format Article
id uum-30406
institution Universiti Utara Malaysia
language English
last_indexed 2024-07-04T06:45:20Z
publishDate 2024
publisher Universiti Utara Malaysia Press
record_format eprints
spelling uum-304062024-02-14T14:45:58Z https://repo.uum.edu.my/id/eprint/30406/ The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users Altay, Şafak Yaprakli, Tevfik Şükrü HG Finance The last few decades have witnessed a drastic change in the nature of commerce due to the development of ubiquitous computing technologies. E-commerce has evolved to an ultimate stage that is called u-commerce. This study seeks to provide an understanding of consumer satisfaction and trust in u-commerce characteristics. Thus, the research examined how u-constructs affect satisfaction and trust from the mobile banking perspective. Ubiquity, uniqueness, universality, and unison comprise the characteristic features represented as u-constructs. In this study, a total of 1012 samples were analysed using Structural Equation Modelling (SEM). The results showed that characteristics of ubiquity and universality have positive effects on customer satisfaction, yet they do not have any effect on trust. It was also found that uniqueness and unison have positive effects on trust and that trust has a positive effect on satisfaction. This study contains some theoretical and practical implications for researchers and practitioners who are interested in u-commerce and improving customer satisfaction. Universiti Utara Malaysia Press 2024 Article PeerReviewed application/pdf en cc4_by https://repo.uum.edu.my/id/eprint/30406/1/IJMS%2031%2001%202024%20171-208.pdf Altay, Şafak and Yaprakli, Tevfik Şükrü (2024) The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users. International Journal of Management Studies (IJMS), 31 (1). pp. 171-208. ISSN 2232-1608 https://e-journal.uum.edu.my/index.php/ijms/article/view/14962 https://doi.org/10.32890/ijms2024.31.1.7 https://doi.org/10.32890/ijms2024.31.1.7
spellingShingle HG Finance
Altay, Şafak
Yaprakli, Tevfik Şükrü
The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users
title The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users
title_full The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users
title_fullStr The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users
title_full_unstemmed The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users
title_short The Relationship Among U-Constructs, Trust and Satisfaction: Evidence from Mobile Banking Users
title_sort relationship among u constructs trust and satisfaction evidence from mobile banking users
topic HG Finance
url https://repo.uum.edu.my/id/eprint/30406/1/IJMS%2031%2001%202024%20171-208.pdf
https://doi.org/10.32890/ijms2024.31.1.7
work_keys_str_mv AT altaysafak therelationshipamonguconstructstrustandsatisfactionevidencefrommobilebankingusers
AT yapraklitevfiksukru therelationshipamonguconstructstrustandsatisfactionevidencefrommobilebankingusers
AT altaysafak relationshipamonguconstructstrustandsatisfactionevidencefrommobilebankingusers
AT yapraklitevfiksukru relationshipamonguconstructstrustandsatisfactionevidencefrommobilebankingusers