Financing of small business - What factors influencing the bankers' credit evaluation?
Small business are always at a disadvantage and facing difficulties in obtaining loans due to perceived high risks and costs. Furthermore, they do not have access to other financial markets due to their size, and to much greater extent must rely on conventional banks for financing. This study conduc...
| Main Author: | |
|---|---|
| Format: | Monograph |
| Language: | English |
| Published: |
Universiti Utara Malaysia
1995
|
| Subjects: | |
| Online Access: | https://repo.uum.edu.my/id/eprint/3902/1/ROSLI_MAHMOOD_-_Financing_Of_Small_Business_-_What_Factors_Influencing....%281995%29.pdf |
| _version_ | 1825740233656762368 |
|---|---|
| author | Mahmood, Rosli |
| author_facet | Mahmood, Rosli |
| author_sort | Mahmood, Rosli |
| collection | UUM |
| description | Small business are always at a disadvantage and facing difficulties in obtaining loans due to perceived high risks and costs. Furthermore, they do not have access to other financial markets due to their size, and to much greater extent must rely on conventional banks for financing. This study conducted among the commercial banks and finance companies in Malaysia reveals that the quality of management and default risks are the two most important factors the bankers look into before extending credit facilities to the small businesses. |
| first_indexed | 2024-07-04T05:23:17Z |
| format | Monograph |
| id | uum-3902 |
| institution | Universiti Utara Malaysia |
| language | English |
| last_indexed | 2024-07-04T05:23:17Z |
| publishDate | 1995 |
| publisher | Universiti Utara Malaysia |
| record_format | eprints |
| spelling | uum-39022014-02-20T01:23:21Z https://repo.uum.edu.my/id/eprint/3902/ Financing of small business - What factors influencing the bankers' credit evaluation? Mahmood, Rosli HF5601 Accounting Small business are always at a disadvantage and facing difficulties in obtaining loans due to perceived high risks and costs. Furthermore, they do not have access to other financial markets due to their size, and to much greater extent must rely on conventional banks for financing. This study conducted among the commercial banks and finance companies in Malaysia reveals that the quality of management and default risks are the two most important factors the bankers look into before extending credit facilities to the small businesses. Universiti Utara Malaysia 1995 Monograph NonPeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/3902/1/ROSLI_MAHMOOD_-_Financing_Of_Small_Business_-_What_Factors_Influencing....%281995%29.pdf Mahmood, Rosli (1995) Financing of small business - What factors influencing the bankers' credit evaluation? Project Report. Universiti Utara Malaysia, Sintok. (Unpublished) |
| spellingShingle | HF5601 Accounting Mahmood, Rosli Financing of small business - What factors influencing the bankers' credit evaluation? |
| title | Financing of small business - What factors influencing the bankers' credit evaluation? |
| title_full | Financing of small business - What factors influencing the bankers' credit evaluation? |
| title_fullStr | Financing of small business - What factors influencing the bankers' credit evaluation? |
| title_full_unstemmed | Financing of small business - What factors influencing the bankers' credit evaluation? |
| title_short | Financing of small business - What factors influencing the bankers' credit evaluation? |
| title_sort | financing of small business what factors influencing the bankers credit evaluation |
| topic | HF5601 Accounting |
| url | https://repo.uum.edu.my/id/eprint/3902/1/ROSLI_MAHMOOD_-_Financing_Of_Small_Business_-_What_Factors_Influencing....%281995%29.pdf |
| work_keys_str_mv | AT mahmoodrosli financingofsmallbusinesswhatfactorsinfluencingthebankerscreditevaluation |