The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom
Government-backed loan schemes have been introduced in many countries to enable small and medium size enterprise (SMEs) to have access to funding at a reasonable cost. This paper concentrates on the schemes offered in Malaysia by the Credit Guarantee Corporation (CGC). The Loan Guarantee Scheme (LGS...
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| Format: | Monograph |
| Language: | English |
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Universiti Utara Malaysia
1997
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| Online Access: | https://repo.uum.edu.my/id/eprint/5150/1/MOHD_NOOR_MOHD_SHARIFF_-_The_Operation_Of_Goverment_-_Backed_Loan_Schemes_..._%281997%29.pdf |
| _version_ | 1825801735634944000 |
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| author | Mohd Shariff, Mohd Noor Boocock, Grahame |
| author_facet | Mohd Shariff, Mohd Noor Boocock, Grahame |
| author_sort | Mohd Shariff, Mohd Noor |
| collection | UUM |
| description | Government-backed loan schemes have been introduced in many countries to enable small and medium size enterprise (SMEs) to have access to funding at a reasonable cost. This paper concentrates on the schemes offered in Malaysia by the Credit Guarantee Corporation (CGC). The Loan Guarantee Scheme (LGS) in the UK which has been subject to extensive research, ia used for comparative purposes. The effectiveness of these schemes in meeting the needs of SMEs, banks, public policy makers and the wider economy is implementing such schemes. The CGC has recently taken bold steps, which should enable it to play a more effective role in future. A survey of users of the Principal Guarantee Scheme was conducted over the period April-June 1994. The composition of the sample is described. This pilot study concentrated on four main areas: how firms were introduced to the CGC; the level of finance additionality generated;the level of economic additionality in evidence and the relationship between small firms, bankers and the CGC. The findings suggest that CGC can point to very real progress in a number of key areas, although a number of observations are put forward forward for CGC's consideration. |
| first_indexed | 2024-07-04T05:26:57Z |
| format | Monograph |
| id | uum-5150 |
| institution | Universiti Utara Malaysia |
| language | English |
| last_indexed | 2024-07-04T05:26:57Z |
| publishDate | 1997 |
| publisher | Universiti Utara Malaysia |
| record_format | eprints |
| spelling | uum-51502014-02-20T06:53:58Z https://repo.uum.edu.my/id/eprint/5150/ The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom Mohd Shariff, Mohd Noor Boocock, Grahame HG Finance Government-backed loan schemes have been introduced in many countries to enable small and medium size enterprise (SMEs) to have access to funding at a reasonable cost. This paper concentrates on the schemes offered in Malaysia by the Credit Guarantee Corporation (CGC). The Loan Guarantee Scheme (LGS) in the UK which has been subject to extensive research, ia used for comparative purposes. The effectiveness of these schemes in meeting the needs of SMEs, banks, public policy makers and the wider economy is implementing such schemes. The CGC has recently taken bold steps, which should enable it to play a more effective role in future. A survey of users of the Principal Guarantee Scheme was conducted over the period April-June 1994. The composition of the sample is described. This pilot study concentrated on four main areas: how firms were introduced to the CGC; the level of finance additionality generated;the level of economic additionality in evidence and the relationship between small firms, bankers and the CGC. The findings suggest that CGC can point to very real progress in a number of key areas, although a number of observations are put forward forward for CGC's consideration. Universiti Utara Malaysia 1997 Monograph NonPeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/5150/1/MOHD_NOOR_MOHD_SHARIFF_-_The_Operation_Of_Goverment_-_Backed_Loan_Schemes_..._%281997%29.pdf Mohd Shariff, Mohd Noor and Boocock, Grahame (1997) The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom. Discussion Paper. Universiti Utara Malaysia, Sintok. (Unpublished) http://lintas.uum.edu.my:8080/elmu/index.jsp?module=webopac-l&action=fullDisplayRetriever.jsp&szMaterialNo=0000164971 |
| spellingShingle | HG Finance Mohd Shariff, Mohd Noor Boocock, Grahame The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom |
| title | The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom |
| title_full | The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom |
| title_fullStr | The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom |
| title_full_unstemmed | The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom |
| title_short | The operation of government-backed loan schemes: An assessment of the credit guarantee corporation in Malaysia and the loan guarantee scheme in the United Kingdom |
| title_sort | operation of government backed loan schemes an assessment of the credit guarantee corporation in malaysia and the loan guarantee scheme in the united kingdom |
| topic | HG Finance |
| url | https://repo.uum.edu.my/id/eprint/5150/1/MOHD_NOOR_MOHD_SHARIFF_-_The_Operation_Of_Goverment_-_Backed_Loan_Schemes_..._%281997%29.pdf |
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