The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework

Women enterprises aid grass root economic development of a country and women entrepreneurs contribute to the economic development of their families.However, it is discovered that women entrepreneurs perform below their male counterparts.This is caused by factors that normally affect entrepreneurship...

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Main Authors: Ekpe, Isidore, Mat, Norsiah, Che Razak, Razli
Format: Article
Language:English
Published: Centre for Promoting Ideas (CPI), USA 2010
Subjects:
Online Access:https://repo.uum.edu.my/id/eprint/7215/1/23.pdf
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author Ekpe, Isidore
Mat, Norsiah
Che Razak, Razli
author_facet Ekpe, Isidore
Mat, Norsiah
Che Razak, Razli
author_sort Ekpe, Isidore
collection UUM
description Women enterprises aid grass root economic development of a country and women entrepreneurs contribute to the economic development of their families.However, it is discovered that women entrepreneurs perform below their male counterparts.This is caused by factors that normally affect entrepreneurship development, among which is lack of credit.Numerous evidence from the literature support the fact that women entrepreneurs’ lack of business capital and inability to access credit for business are occasioned by factors such as poverty, unemployment, low household and business income, lack of asset collateral, and societal discriminations mostly in developing countries.This leads to their low business performance, whereas the rate of their participation in the informal sector of the economy is higher than males, and credit could have positive effect on enterprise performance.However, the availability of credit could not lead to business performance without an opportunity for entrepreneurial activity because, Entrepreneurship and Financial Management Theorists believe that funds are mostly sourced to start or improve business, or to finance a predetermined project or contract.The objective of this study is to examine the mediating effect of opportunity for entrepreneurial activity on credit and women entrepreneurs’ performance.The study involves a survey using structured questionnaire and an in-depth interview to solicit responses from women entrepreneurs, and secondary data from microfinance institutions.Data analysis involves the use of descriptive statistics.
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spelling uum-72152016-04-25T00:17:25Z https://repo.uum.edu.my/id/eprint/7215/ The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework Ekpe, Isidore Mat, Norsiah Che Razak, Razli HB Economic Theory Women enterprises aid grass root economic development of a country and women entrepreneurs contribute to the economic development of their families.However, it is discovered that women entrepreneurs perform below their male counterparts.This is caused by factors that normally affect entrepreneurship development, among which is lack of credit.Numerous evidence from the literature support the fact that women entrepreneurs’ lack of business capital and inability to access credit for business are occasioned by factors such as poverty, unemployment, low household and business income, lack of asset collateral, and societal discriminations mostly in developing countries.This leads to their low business performance, whereas the rate of their participation in the informal sector of the economy is higher than males, and credit could have positive effect on enterprise performance.However, the availability of credit could not lead to business performance without an opportunity for entrepreneurial activity because, Entrepreneurship and Financial Management Theorists believe that funds are mostly sourced to start or improve business, or to finance a predetermined project or contract.The objective of this study is to examine the mediating effect of opportunity for entrepreneurial activity on credit and women entrepreneurs’ performance.The study involves a survey using structured questionnaire and an in-depth interview to solicit responses from women entrepreneurs, and secondary data from microfinance institutions.Data analysis involves the use of descriptive statistics. Centre for Promoting Ideas (CPI), USA 2010-12 Article PeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/7215/1/23.pdf Ekpe, Isidore and Mat, Norsiah and Che Razak, Razli (2010) The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework. International Journal of Business and Social Science (IJBSS), 1 (3). pp. 234-238. ISSN 2219-1933 http://www.ijbssnet.com/journals/Vol._1_No._3_December_2010/23.pdf
spellingShingle HB Economic Theory
Ekpe, Isidore
Mat, Norsiah
Che Razak, Razli
The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework
title The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework
title_full The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework
title_fullStr The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework
title_full_unstemmed The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework
title_short The mediating effect of opportunity for entrepreneurial activity on micro-credit and women entrepreneur’s performence: A conceptual framework
title_sort mediating effect of opportunity for entrepreneurial activity on micro credit and women entrepreneur s performence a conceptual framework
topic HB Economic Theory
url https://repo.uum.edu.my/id/eprint/7215/1/23.pdf
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