Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank
The Malaysian government has established various types of funds to cater the needs of small and medium industry (SMI). These funds are made available to entrepreneur through participating financial institutions such as commercial banks and development financial in institutions. Thc success of commer...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Universiti Utara Malaysia
2005
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| Online Access: | https://repo.uum.edu.my/id/eprint/77/1/Perbandingan_antara_tabung_perniagaan_kecil_seliaan_kerajaan.pdf |
| _version_ | 1825739631632580608 |
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| author | Ibrahim, Yusnidah Minai, Mohd Sobri |
| author_facet | Ibrahim, Yusnidah Minai, Mohd Sobri |
| author_sort | Ibrahim, Yusnidah |
| collection | UUM |
| description | The Malaysian government has established various types of funds to cater the needs of small and medium industry (SMI). These funds are made available to entrepreneur through participating financial institutions such as commercial banks and development financial in institutions. Thc success of commercial banks in their roles, among others depends on certain characteristics of the people that are actually dealing with the funds. This article highlights the perceptions of commercial bank officers on several aspects of both ordinary loans and loans given from the government funds. Opinions sought from these officers include factors relating to the administration of the funds, the profitability of the funds, the contribution of the funds to job promotion, and the tendency of the loan under the funds becoming problematic loans. Divergence of opinions between branch managers and credit oficers, as well
as between officers in town/metropolitan areas and rural areas, are investigated. Findings from this study would be useful to various parties, especially the government and financial institutions, in making the financial assistance
programme for small and medium scale entreprises a successful endeavour. |
| first_indexed | 2024-07-04T05:12:36Z |
| format | Article |
| id | uum-77 |
| institution | Universiti Utara Malaysia |
| language | English |
| last_indexed | 2024-07-04T05:12:36Z |
| publishDate | 2005 |
| publisher | Universiti Utara Malaysia |
| record_format | eprints |
| spelling | uum-772010-06-30T09:09:50Z https://repo.uum.edu.my/id/eprint/77/ Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank Ibrahim, Yusnidah Minai, Mohd Sobri HB Economic Theory The Malaysian government has established various types of funds to cater the needs of small and medium industry (SMI). These funds are made available to entrepreneur through participating financial institutions such as commercial banks and development financial in institutions. Thc success of commercial banks in their roles, among others depends on certain characteristics of the people that are actually dealing with the funds. This article highlights the perceptions of commercial bank officers on several aspects of both ordinary loans and loans given from the government funds. Opinions sought from these officers include factors relating to the administration of the funds, the profitability of the funds, the contribution of the funds to job promotion, and the tendency of the loan under the funds becoming problematic loans. Divergence of opinions between branch managers and credit oficers, as well as between officers in town/metropolitan areas and rural areas, are investigated. Findings from this study would be useful to various parties, especially the government and financial institutions, in making the financial assistance programme for small and medium scale entreprises a successful endeavour. Universiti Utara Malaysia 2005 Article PeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/77/1/Perbandingan_antara_tabung_perniagaan_kecil_seliaan_kerajaan.pdf Ibrahim, Yusnidah and Minai, Mohd Sobri (2005) Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank. International Journal of Management Studies (IJMS), 12 (1). pp. 189-204. ISSN 0127-8983 http://ijms.uum.edu.my |
| spellingShingle | HB Economic Theory Ibrahim, Yusnidah Minai, Mohd Sobri Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank |
| title | Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank |
| title_full | Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank |
| title_fullStr | Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank |
| title_full_unstemmed | Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank |
| title_short | Perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank |
| title_sort | perbandingan antara tabung perniagaan kecil seliaan kerajaan dan pinjaman biasa dari perspektif pegawai bank |
| topic | HB Economic Theory |
| url | https://repo.uum.edu.my/id/eprint/77/1/Perbandingan_antara_tabung_perniagaan_kecil_seliaan_kerajaan.pdf |
| work_keys_str_mv | AT ibrahimyusnidah perbandinganantaratabungperniagaankecilseliaankerajaandanpinjamanbiasadariperspektifpegawaibank AT minaimohdsobri perbandinganantaratabungperniagaankecilseliaankerajaandanpinjamanbiasadariperspektifpegawaibank |