Credit card's possession and usage among staff in Universiti Utara Malaysia
The smooth and efficient operation of the payment system is a critical factor in a country’s economic growth process. Payment methods consist of cash, cheques, debit cards, credit cards, charge cards, electronic purse and credit transfer.This study focus on a credit card as the use of credit cards a...
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Format: | Monograph |
Language: | English English |
Published: |
Universiti Utara Malaysia
2006
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Online Access: | https://repo.uum.edu.my/id/eprint/8051/1/sHA.pdf https://repo.uum.edu.my/id/eprint/8051/3/1.Shafie%20Mohamed%20Zabri.pdf |
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author | Mohamed Zabri, Shafie Abdullah, Fikriyah Abu Bakar, Juhaida |
author_facet | Mohamed Zabri, Shafie Abdullah, Fikriyah Abu Bakar, Juhaida |
author_sort | Mohamed Zabri, Shafie |
collection | UUM |
description | The smooth and efficient operation of the payment system is a critical factor in a country’s economic growth process. Payment methods consist of cash, cheques, debit cards, credit cards, charge cards, electronic purse and credit transfer.This study focus on a credit card as the use of credit cards as a medium of exchange for commercial, business and social purchases is ubiquitous.Credit card market in Malaysia also shows an increasing trend in term of its volume of usage and number of card possessed.Credit card is a card whose holder has been granted a revolving credit line.In this study, our respondents come from staffs in Universiti Utara Malaysia.A survey method has been adopted in finding information on the respondents via questionnaires.A three-section questionnaire was developed to find the demographic and socioeconomic characteristics of the respondents, the possession of credit card and the usage of credit card among them.All the information from 117 respondents then analyzed using the descriptive method to reflect respondent’s demographic and socioeconomic data together with their possession and usage of credit card. |
first_indexed | 2024-07-04T05:35:53Z |
format | Monograph |
id | uum-8051 |
institution | Universiti Utara Malaysia |
language | English English |
last_indexed | 2024-07-04T05:35:53Z |
publishDate | 2006 |
publisher | Universiti Utara Malaysia |
record_format | eprints |
spelling | uum-80512014-07-10T01:42:07Z https://repo.uum.edu.my/id/eprint/8051/ Credit card's possession and usage among staff in Universiti Utara Malaysia Mohamed Zabri, Shafie Abdullah, Fikriyah Abu Bakar, Juhaida HG Finance The smooth and efficient operation of the payment system is a critical factor in a country’s economic growth process. Payment methods consist of cash, cheques, debit cards, credit cards, charge cards, electronic purse and credit transfer.This study focus on a credit card as the use of credit cards as a medium of exchange for commercial, business and social purchases is ubiquitous.Credit card market in Malaysia also shows an increasing trend in term of its volume of usage and number of card possessed.Credit card is a card whose holder has been granted a revolving credit line.In this study, our respondents come from staffs in Universiti Utara Malaysia.A survey method has been adopted in finding information on the respondents via questionnaires.A three-section questionnaire was developed to find the demographic and socioeconomic characteristics of the respondents, the possession of credit card and the usage of credit card among them.All the information from 117 respondents then analyzed using the descriptive method to reflect respondent’s demographic and socioeconomic data together with their possession and usage of credit card. Universiti Utara Malaysia 2006 Monograph NonPeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/8051/1/sHA.pdf application/pdf en https://repo.uum.edu.my/id/eprint/8051/3/1.Shafie%20Mohamed%20Zabri.pdf Mohamed Zabri, Shafie and Abdullah, Fikriyah and Abu Bakar, Juhaida (2006) Credit card's possession and usage among staff in Universiti Utara Malaysia. Project Report. Universiti Utara Malaysia. (Unpublished) http://lintas.uum.edu.my:8080/elmu/index.jsp?module=webopac-l&action=fullDisplayRetriever.jsp&szMaterialNo=0000245751 |
spellingShingle | HG Finance Mohamed Zabri, Shafie Abdullah, Fikriyah Abu Bakar, Juhaida Credit card's possession and usage among staff in Universiti Utara Malaysia |
title | Credit card's possession and usage among staff in Universiti Utara Malaysia |
title_full | Credit card's possession and usage among staff in Universiti Utara Malaysia |
title_fullStr | Credit card's possession and usage among staff in Universiti Utara Malaysia |
title_full_unstemmed | Credit card's possession and usage among staff in Universiti Utara Malaysia |
title_short | Credit card's possession and usage among staff in Universiti Utara Malaysia |
title_sort | credit card s possession and usage among staff in universiti utara malaysia |
topic | HG Finance |
url | https://repo.uum.edu.my/id/eprint/8051/1/sHA.pdf https://repo.uum.edu.my/id/eprint/8051/3/1.Shafie%20Mohamed%20Zabri.pdf |
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