Credit card's possession and usage among staff in Universiti Utara Malaysia

The smooth and efficient operation of the payment system is a critical factor in a country’s economic growth process. Payment methods consist of cash, cheques, debit cards, credit cards, charge cards, electronic purse and credit transfer.This study focus on a credit card as the use of credit cards a...

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Bibliographic Details
Main Authors: Mohamed Zabri, Shafie, Abdullah, Fikriyah, Abu Bakar, Juhaida
Format: Monograph
Language:English
English
Published: Universiti Utara Malaysia 2006
Subjects:
Online Access:https://repo.uum.edu.my/id/eprint/8051/1/sHA.pdf
https://repo.uum.edu.my/id/eprint/8051/3/1.Shafie%20Mohamed%20Zabri.pdf
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author Mohamed Zabri, Shafie
Abdullah, Fikriyah
Abu Bakar, Juhaida
author_facet Mohamed Zabri, Shafie
Abdullah, Fikriyah
Abu Bakar, Juhaida
author_sort Mohamed Zabri, Shafie
collection UUM
description The smooth and efficient operation of the payment system is a critical factor in a country’s economic growth process. Payment methods consist of cash, cheques, debit cards, credit cards, charge cards, electronic purse and credit transfer.This study focus on a credit card as the use of credit cards as a medium of exchange for commercial, business and social purchases is ubiquitous.Credit card market in Malaysia also shows an increasing trend in term of its volume of usage and number of card possessed.Credit card is a card whose holder has been granted a revolving credit line.In this study, our respondents come from staffs in Universiti Utara Malaysia.A survey method has been adopted in finding information on the respondents via questionnaires.A three-section questionnaire was developed to find the demographic and socioeconomic characteristics of the respondents, the possession of credit card and the usage of credit card among them.All the information from 117 respondents then analyzed using the descriptive method to reflect respondent’s demographic and socioeconomic data together with their possession and usage of credit card.
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spelling uum-80512014-07-10T01:42:07Z https://repo.uum.edu.my/id/eprint/8051/ Credit card's possession and usage among staff in Universiti Utara Malaysia Mohamed Zabri, Shafie Abdullah, Fikriyah Abu Bakar, Juhaida HG Finance The smooth and efficient operation of the payment system is a critical factor in a country’s economic growth process. Payment methods consist of cash, cheques, debit cards, credit cards, charge cards, electronic purse and credit transfer.This study focus on a credit card as the use of credit cards as a medium of exchange for commercial, business and social purchases is ubiquitous.Credit card market in Malaysia also shows an increasing trend in term of its volume of usage and number of card possessed.Credit card is a card whose holder has been granted a revolving credit line.In this study, our respondents come from staffs in Universiti Utara Malaysia.A survey method has been adopted in finding information on the respondents via questionnaires.A three-section questionnaire was developed to find the demographic and socioeconomic characteristics of the respondents, the possession of credit card and the usage of credit card among them.All the information from 117 respondents then analyzed using the descriptive method to reflect respondent’s demographic and socioeconomic data together with their possession and usage of credit card. Universiti Utara Malaysia 2006 Monograph NonPeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/8051/1/sHA.pdf application/pdf en https://repo.uum.edu.my/id/eprint/8051/3/1.Shafie%20Mohamed%20Zabri.pdf Mohamed Zabri, Shafie and Abdullah, Fikriyah and Abu Bakar, Juhaida (2006) Credit card's possession and usage among staff in Universiti Utara Malaysia. Project Report. Universiti Utara Malaysia. (Unpublished) http://lintas.uum.edu.my:8080/elmu/index.jsp?module=webopac-l&action=fullDisplayRetriever.jsp&szMaterialNo=0000245751
spellingShingle HG Finance
Mohamed Zabri, Shafie
Abdullah, Fikriyah
Abu Bakar, Juhaida
Credit card's possession and usage among staff in Universiti Utara Malaysia
title Credit card's possession and usage among staff in Universiti Utara Malaysia
title_full Credit card's possession and usage among staff in Universiti Utara Malaysia
title_fullStr Credit card's possession and usage among staff in Universiti Utara Malaysia
title_full_unstemmed Credit card's possession and usage among staff in Universiti Utara Malaysia
title_short Credit card's possession and usage among staff in Universiti Utara Malaysia
title_sort credit card s possession and usage among staff in universiti utara malaysia
topic HG Finance
url https://repo.uum.edu.my/id/eprint/8051/1/sHA.pdf
https://repo.uum.edu.my/id/eprint/8051/3/1.Shafie%20Mohamed%20Zabri.pdf
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