Zakat Model in PTPTN Financing Scheme – A Conceptual Study by Masyitah Abdul Rahman, Anwar Allah Pitchay, Zubir Azhar, Mohamad Isa Abd Jalil

“…Debt can have serious consequences for individuals and their families, so it is important to explore options for debt relief. As this paper focuses on the conceptual development of the HOPE model, it employs a qualitative content-analysis methodology and this study examines existing studies on the potential of Zakat as an essential form of assistance in the education sector to construct the HOPE model as a funding model. …”
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