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The profitability analysis of fintech microlending: advanced Whale curve tools applying
Published 2023-10-01Subjects: Get full text
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Schedule Unpredictability and High-Cost Debt: The Case of Service Workers
Published 2022-04-01“…This study uses novel data from the Shift Project to describe the link between schedule unpredictability and high-cost debt (i.e., payday loans, pawnshop loans, auto-title loans, overdrafts, and problematic credit card debt) among service workers. …”
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Consumer Bankruptcy Prediction Using Balanced and Imbalanced Data
Published 2022-01-01“…Furthermore, mortgage debt to assets ratio, age, being married, having credit constraints, payday loans or payments more than 60 days past due in the last year appear to be predictors of consumer bankruptcy which increase the risk of becoming bankrupt. …”
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Advertisement of unhealthy commodities in Bristol and South Gloucestershire and rationale for a new advertisement policy
Published 2023-06-01“…Abstract Background Bristol City Council introduced a new advertisement policy in 2021/2022 which included prohibiting the advertising of unhealthy food and drink (HFSS), alcohol, gambling and payday loans across council-owned advertising spaces. …”
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