Alternative credit scoring for the un(der)banked by Elrakabawy, S

“…My work contributes socially by improving access to finance for the un- and underbanked, as well as academically by filling gaps in research. A comprehensive empirical comparative demographic analysis of Company X's loan applicant base highlights social aspects (such as gender inequality) and emphasizes a lack and / or low access to finance. …”

Social gating of statistical learning in infants through interpersonal neural synchrony by Teo, Kai Xin

“…Infants of 8 to 10 months old (n = 18) were recruited and results showed that there were significant effects of eye- contact on neural synchrony (within-infant, within-adult, and infant-adult), but it was only found for within-infant synchrony in the full eye-contact condition. No significant findings were found between neural synchrony and statistical language learning. …”
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Prediction of stable perovskite quantum dots (QDs) using machine learning (ML) algorithms by Cheong, Ivan

“…However, they have not been widely studied, with applications limited to solar cells and catalytic activity, the full extent of possible applications are yet to be realised. …”
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Anisotropic protein diffusion on nanosurface by Liu, Yang, Song, Xiaohan, Yang, Yanmei, Li, Yong-Qiang, Zhao, Mingwen, Mu, Yuguang, Li, Weifeng

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Two Paths: Why States Join or Avoid China’s Belt and Road Initiative by Atkins, Eleanor, Fravel, M Taylor, Wang, Raymond, Ackert, Nick, Huang, Sihao

“…Although China’s motives for developing the Belt and Road Initiative (BRI) have been well studied, scholars have yet to comprehensively examine why states seek to join the initiative. We fill this gap by examining how and why states join the BRI. …”
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Preparation and characterization of photo electrochemical cells based on nanostructured ZnO and multiwalled carbon nanotubes by Ayu, Aaron Alexander

“…The emphasis of this project is to find a cheap and suitable semiconductor and to study its potential and efficiency in water splitting, in order to generate H2 gas for usage as a renewable source of fuel. …”
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Lead federated neuromorphic learning for wireless edge artificial intelligence by Yang, Helin, Lam, Kwok-Yan, Xiao, Liang, Xiong, Zehui, Hu, Hao, Niyato, Dusit, Poor, H. Vincent

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Sample size estimation with missing values on clinical trials by Zhang, Mengyang

“…Also comparing the number of subjects (full data) which can reach 80% power through formulas and simulations. …”
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E-Government Practices and Organizational Performance in Malaysia Local Governments by Husin, Rohana, Othman, Abdul Aziz, Othman, Zakirah, Baharom, Norashikin

“…Therefore, the study's findings conclude that the direct relationship is not significant. …”
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Relative importance of soil properties and functional diversity to the spatial pattern of the forest soil nitrogen by Kang, Jian, Deng, Zebang, Zhang, Zhongrui, Chen, Shuilian, Huang, Jianguo, Ding, Xiaogang

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Player acceptance of human computation games by Wang, Xiaohui

“…Therefore, investigating the continuance use of HCGs with longitudinal data is necessary to capture a full image of user acceptance. By combining the findings in Study I, II, and III, this research presents a comprehensive understanding of HCG acceptance in different platforms and across time. …”
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Influences of social tags choices on academic papers over time : a user centric approach. by Khasfariyati Razikin.

“…In each phase, they were instructed to fill in diaries with the aim to elicit the influences of their tag choices and their motivations for doing so quantitatively. …”
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Local climate action from the middle-out: the social potential of craft guilds to facilitate low-carbon installations in Germany by Wehden, S, Janda, KB, Jansen, J, Creutzig, F

“…However, research on effective governance arrangements targeting this ‘installation bottleneck’ is limited. To fill this gap, we adopt a Middle-Out Perspective (MOP) and use rich qualitative data including in-depth interviews to study the role of craft guilds within Germany's low-carbon transition, particularly in rooftop photovoltaic and heat pump installation. …”

Unfolding the role of metaverse in agri‐food supply chain security: current scenario and future perspectives by El Jaouhari, Asmae, Arif, Jabir, Jawab, Fouad, Samadhiya, Ashutosh, Kumar, Anil

“…The findings offer valuable insights, particularly for researchers, decision makers, and industry partners who aim to better comprehend the potential benefits and challenges related to integrating metaverse solutions into the agri‐food industry. …”
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Patterns of link reciprocity in directed, signed networks by Gallo, A, Saracco, F, Lambiotte, R, Garlaschelli, D, Squartini, T

“…Most of the analyses concerning signed networks have focused on the balance theory, hence identifying frustration with undirected, triadic motifs having an odd number of negative edges; much less attention has been paid to their directed counterparts. To fill this gap, we focus on signed, directed connections, with the aim of exploring the notion of frustration in such a context. …”

NTU VIRAL: a visual-inertial-ranging-lidar dataset, from an aerial vehicle viewpoint by Nguyen, Thien-Minh, Yuan, Shenghai, Cao, Muqing, Lyu, Yang, Nguyen, Thien Hoang, Xie, Lihua

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Arbitrary hybrid turbulence modeling approach for high-fidelity NREL phase VI wind turbine CFD simulation by Kamalov, Bagdaulet, Batay, Sagidolla, Zhangaskhanov, Dinmukhamed, Zhao, Yong, Ng, Eddie Yin Kwee

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Studies on the antioxidant mechanisms of betacyanins from improved fermented red dragon fruit (Hylocereus polyrhizus) drink in HepG2 cells by Lim, Teck Wei, Lim, Renee Lay Hong, Pui, Liew Phing, Tan, Chin Ping, Ho, Chun Wai

“…The present study aimed to investigate the antioxidant mechanisms of the stabilised betacyanins in a novel RDF functional drink, Improved-FRDFD-dH2O (produced from mild, sustainable approaches) using HepG2 cell line. …”
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Assessing compounding climate-related stresses and development pathways on the power sector in the central U.S. by Gurgel, Angelo Costa, Reilly, John, Morris, Jennifer, Schlosser, C. Adam, Gao, Xiang, Yuan, Mei, Tapia-Ahumada, Karen

“…Potential supply gaps range from 5% in the North Central region under mild changes in climate to 21% in the Lakes-Mid Atlantic region under more severe climate change. …”
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Cost performace of road construction projects in Nigeria by Aligamhe, Victor Imohnikhe, Mustapa, Muzani, Patrick Ogbu, Chukwuemeka

“…Major project participants were purposively chosen to fill out questionnaires on cost-risk factors associated with highway construction projects. …”
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