Re-examining the decline in the US saving rate : the impact of mortgage equity withdrawal by Caporale, Guglielmo Maria, Costantini, Mauro, Paradiso, Antonio

“…We estimate a Vector Error Correction (VEC) model including the saving rate, asset prices, equity withdrawal and interest rates and find that indeed mortgage equity withdrawal is a key determinant of the observed saving pattern.…”
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Competitiveness of credit associations and credit cooperatives in Japan by Matousek, Roman, Minegishi, Shinya, Stewart, Chris

“…The results correspond to research findings by Tsutsui and Kamesaka (2005), and Uchida and Tsutsui (2005). …”
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Fiscal shocks and real exchange rate dynamics: some evidence for Latin America by Caporale, Guglielmo Maria, Ciferri, Davide, Girardi, Alessandro

“…Using quarterly data over the period 1980-2006, we find that in a majority of cases fiscal shocks are the main driving force of real exchange rate fluctuations.…”
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Ageing and personal retirement savings plan participation with heterogeneity in preferences : the Portuguese case by Barros, Carlos Pestana, Caporale, Guglielmo Maria, Garcia, Maria Teresa Medeiros

“…A mixed logit model is used to analyse the determinants of retirement saving behaviour, allowing for heterogeneity in the responses. We find considerable heterogeneity among individuals (in terms of socio-economic variables such as age, gender and income), which must be taken into account by any policy aimed at changing retirement saving behaviour.…”
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Identification of segments of European banks with a latent class frontier model by Barros, Carlos Pestana, Caporale, Guglielmo Maria, Gil-Alana, Luis A.

“…A latent class frontier model is used which allows the identification of different segments in the production frontier. We find that there are three statistically significant segments in the sample. …”
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Opinion on the compatibility of the Anti-Counterfeiting Trade Agreement (ACTA) with the European Convention on Human Rights & the EU Charter of Fundamental Rights by Korff, Douwe, Brown, Ian

“…It follows a request to find out “if the final Version of ACTA and its foreseen legislative procedure is in line with the Treaties of the European Union and which legal possibilities there are for the European Parliament to challenge this in front of the European Court of Justice.” …”
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Characteristic qualities affecting landed house prices by Mohamad, Muhamad Hilmi, Nawawi, Abdul Hadi, Mohd Safian, Edie Ezwan, Ahmad Saleh, Ahmad Fawwaz

“…The research was conducted to find the characteristics quality of houses in Malaysia. …”
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النحو في كتب تعليم العربية للناطقين بغيرها = The Grammar in the books of teaching Arabic to non-native speakers by Uthman Sabir, Abdul Nasir, Ahmad, Nordin

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Some aspects of fitting multinomial models in a GLM framework by Ali, Muhammad Younis

“…The method given here also allows us to find the ‘hat - matrix’ as is needed in the calculation of leverages and Cook’s distances. …”
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Experimental study of noise and back pressure for silencer design characteristics by Mohiuddin, A. K. M., Ideres, Mohd Rashidin, Mohd Hashim, Shukri

“…The main objective of this study is to find the relationship between the back pressure and the noise level. …”
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Globalizations and bank performance in China by Sufian, Fadzlan, Habibullah, Muzafar Shah

“…The paper provides for the first time empirical evidence on the impact of economic globalization on the performance of banks operating in the Chinese banking sector. The empirical findings from this study suggest that the well capitalized banks tend to be more profitable, while expense preference behavior exerts negative impact on bank profitability in China. …”
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G-decompositions of matrices and quadratic doubly stochastic operators by Ganikhodzaev, Rasul, Mukhamedov, Farrukh, Saburov, Mansoor

“…In this work we introduce a notion of G-decomposition of matrices which enables to study Birkhoff's problem for quadratic G-doubly stochastic operators. We find necessary and sufficient conditions for the matrices having G-decomposition in the class of stochastic and substochastic matrices. …”
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A novel signal diagnosis technique using pseudo complex-valued autoregressive technique by Aibinu, Abiodun Musa, Salami, Momoh Jimoh Emiyoka, Shafie, Amir Akramin

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Legal obstacles facing Islamic banking in Malaysia by Hassan, Rusni, Muneeza, Aishath, Azzam Wajeeh, Ismail

“…The main focus of the paper is to find out the legal obstacles facing Islamic banking in Malaysia.…”
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Lattice models with interactions on Caylay tree by Mukhamedov, Farrukh

“…Then we introduce the disorder for studying the spin glass version of the model: the triangular ±J model. We find out that, for any finite value of the averaged couplings, the model exhibits always a finite temperature phase transition even in the frustrated regions, where the transition turns out to be a glassy transition. …”
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A concept of shear wall for the design of high-rise buildings construction by Abu Eusuf, Muhammad

“…Single walls are modeled as cantilevers and walls with openings are modeled as pier/ spandrel systems. In order to find the stiffness, the simple systems models can provide reasonable results. …”
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The parameters of uncertainty in revenue law by Hingun, Mohsin, Safaradeen, Nafiu Olaitan

“…However, uncertainty has a utilitarian role, leaving the courts latitude to find the appropriate legal solution, either in defining terminologies and concepts or in the application of legal rules as long as the courts approach is predictable.…”
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Diffusion-reaction of nutrient in immobilized slab biocatalyst for first and zero order reactions by Jameel, Ahmed Tariq, R Muhamad Fakih, RM Syibli Milasi

“…The second order differential equations developed for zero and first order kinetics are solved analytically to fInd the concentration profile inside the slab biocatalyst. …”
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Production of activated carbon from (EFB) for removal of cadmium by Al-Khatib, Ma'an Fahmi Rashid, Muyibi, Suleyman Aremu, Omotayo, Amode Jeminat

“…Series of batch laboratory experiments were conducted in order to investigate the feasibility of activated carbon – derived from oil palm empty fruit bunches to find the suitability of its application for the removal of heavy metal (cadmium) from aqueous solution through the adsorption process. …”
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Estimation of aerodynamic parameters of IIUM hybrid airship by Andan, Amelda Dianne, Asrar, Waqar, Omar, Ashraf Ali

“…The objective is to study the aerodynamic parameters of the wingedhull airship and to find the necessities of attaching wings to the existing IIUM low speed airship. …”
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