Alternative credit scoring for the un(der)banked by Elrakabawy, S

“…My work contributes socially by improving access to finance for the un- and underbanked, as well as academically by filling gaps in research. A comprehensive empirical comparative demographic analysis of Company X's loan applicant base highlights social aspects (such as gender inequality) and emphasizes a lack and / or low access to finance. …”

Rumor cleanup : how easy it is? by Xia, Ji

“…Rumor spreading can be considered as a process of “infection of mind” and shares similar spreading dynamics as epidemic. …”
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The Valuation Practice for Intellectual Property in Malaysia by Ng, Wee Fern

“…Background/Aim- Intellectual Property valuation refers to the valuation of property rights for creations of the mind such as patent, trademark and copyright. The selection of valuation approach for Intellectual Property is often difficult as there is a lack of availability of information for this sector. …”
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Two Paths: Why States Join or Avoid China’s Belt and Road Initiative by Atkins, Eleanor, Fravel, M Taylor, Wang, Raymond, Ackert, Nick, Huang, Sihao

“…Although China’s motives for developing the Belt and Road Initiative (BRI) have been well studied, scholars have yet to comprehensively examine why states seek to join the initiative. We fill this gap by examining how and why states join the BRI. …”
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Preparation and characterization of photo electrochemical cells based on nanostructured ZnO and multiwalled carbon nanotubes by Ayu, Aaron Alexander

“…The emphasis of this project is to find a cheap and suitable semiconductor and to study its potential and efficiency in water splitting, in order to generate H2 gas for usage as a renewable source of fuel. …”
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E-Government Practices and Organizational Performance in Malaysia Local Governments by Husin, Rohana, Othman, Abdul Aziz, Othman, Zakirah, Baharom, Norashikin

“…Therefore, the study's findings conclude that the direct relationship is not significant. …”
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Wear and friction properties of pineapple leaf fibers-reinforced natural rubber composites with the influence of multi-walled carbon nanotubes by Xuan, Yeo Yi, Ridzuan, M.J.M., Abdul Majid, M.S., Syayuthi, A.R.A., Mat, Fauziah, Salit @ Sinon, Mohd Sapuan

“…The PALF content was ranged from 0, 10, 20 to 30 parts per hundred rubber (phr) while the MWCNT content was maintained at 10 phr. A two-roll mill mixing process followed by molding was employed to fabricate the NR composites. …”
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Influences of social tags choices on academic papers over time : a user centric approach. by Khasfariyati Razikin.

“…In each phase, they were instructed to fill in diaries with the aim to elicit the influences of their tag choices and their motivations for doing so quantitatively. …”
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Local climate action from the middle-out: the social potential of craft guilds to facilitate low-carbon installations in Germany by Wehden, S, Janda, KB, Jansen, J, Creutzig, F

“…However, research on effective governance arrangements targeting this ‘installation bottleneck’ is limited. To fill this gap, we adopt a Middle-Out Perspective (MOP) and use rich qualitative data including in-depth interviews to study the role of craft guilds within Germany's low-carbon transition, particularly in rooftop photovoltaic and heat pump installation. …”

Awkwardness in Marcel Proust's 'A la recherche du temps perdu' by Richardson, Y

“…The thesis explores the degrees of togetherness and separation Proust depicts, and compares well-known scenes and neglected moments to their mutual illumination. We find that awkwardness is essential to the novel’s depiction of society in a state of rapid flux – the consequence of accelerated social change is escalated awkwardness – and that uncomfortable encounters with other people develop the protagonist’s relation with his own mind.…”

How easy is it to clean up a rumor by George, Kavya

“…Rumor spreading in social networks could be considered as “infection of the mind” of people. It could be detrimental to the social structure and it would be useful if we could better understand how to control this spread. …”
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Unfolding the role of metaverse in agri‐food supply chain security: current scenario and future perspectives by El Jaouhari, Asmae, Arif, Jabir, Jawab, Fouad, Samadhiya, Ashutosh, Kumar, Anil

“…The findings offer valuable insights, particularly for researchers, decision makers, and industry partners who aim to better comprehend the potential benefits and challenges related to integrating metaverse solutions into the agri‐food industry. …”
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Patterns of link reciprocity in directed, signed networks by Gallo, A, Saracco, F, Lambiotte, R, Garlaschelli, D, Squartini, T

“…Most of the analyses concerning signed networks have focused on the balance theory, hence identifying frustration with undirected, triadic motifs having an odd number of negative edges; much less attention has been paid to their directed counterparts. To fill this gap, we focus on signed, directed connections, with the aim of exploring the notion of frustration in such a context. …”

Starting from scratch by Koh, Bernice Jia Hong, Goh Shun Jie, Tan, Benjamin, Tan, Joanne Li Ling

“…With the campaign’s branding and identity in mind, the considerations were clear that the campaign needed to be relevant to teenagers with and without eczema. …”
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Cost performace of road construction projects in Nigeria by Aligamhe, Victor Imohnikhe, Mustapa, Muzani, Patrick Ogbu, Chukwuemeka

“…Major project participants were purposively chosen to fill out questionnaires on cost-risk factors associated with highway construction projects. …”
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Online learning by Kashish Minocha.

“…More and more researchers turn to find learning models integrating both advantages of online learning and face-to-face learning. …”
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Exploring opportunities and risks of artificial intelligence research for islamic ethical guidelines by Aliff, Nawi, Nor Yazi, Khamis, Mohd Faiz, Yaakob, Mohd Al Adib, Samuri, Zakaria, Gamal Abdul Nasir

“…Hence, this study aims to fill the gap by reviewing contemporary perspectives on AI opportunities and risks. …”
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Innovation-driven industrial green development : the moderating role of regional factors by Li, Wei, Wang, Jue, Chen, Rongxiao, Xi, Yongqin, Liu, Shi Qiang, Wu, Feimei, Masoud, Mahmoud, Wu, Xueping

“…The present study was conducted to fill these research gaps using panel data across 30 provinces in China from 2005 to 2015. …”
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Uncertainty Quantification of Spatiotemporal Travel Demand With Probabilistic Graph Neural Networks by Wang, Qingyi, Wang, Shenhao, Zhuang, Dingyi, Koutsopoulos, Haris, Zhao, Jinhua

“…However, these studies largely ignored uncertainty that inevitably exists in travel demand prediction. To fill this gap, this study proposes a framework of probabilistic graph neural networks (Prob-GNN) to quantify the spatiotemporal uncertainty of travel demand. …”
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The influence of the dynamic change of fear: how gender-specific messages affect anti-smoking intentions by Gu, Rui

“…Therefore, this study employed tailored fear appeals, the gender-specific graphic warning labels, to fill the conceptual gaps in the model. The findings showed that gender specificity as a message type and participants’ genders as an audience characteristic led to different changes of fear and, thus, varying levels of persuasion. …”
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