Consumers ' choice of credit/charge card by Lim, Susan Gim Peng, Low Wee Choo

“…Therefore, part of the objectives of the current study would be to identify those benefits that cardholders consider as important and which would likely affect their evaluation of the cards to apply for. …”
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Feasibility of magnetic gold nanoparticles for use as reporter In a lateral flow immunoassay by Lee, Chleo Ke Rou

“…By enhancing the reporter particle used, the performance of the lateral flow assay can improve drastically. Popular reporters like Colloidal Gold and magnetic nanobeads have high sensitivity, stability and bio-compatibility: each reporter offering a unique advantage over the other. …”
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Subject realisation in Greek preschool learners of English by Faitaki, F, Murphy, VA

“…Languages differ in their realisation of the subject argument: non-null-subject languages, like English, require subjects to be phonologically overt; rather, null-subject languages, like Greek, allow the subject to be overt or null. …”

The effect of inter-municipal cooperation on social assistance programs: evidence from housing allowances in England by Elston, T, Bel, G, Wang, H

“…For other types of local public service, like refuse collection and utilities provision, inter-municipal cooperation has proven capable of reducing the cost of subnational policy implementation, especially for smaller municipalities. …”

Developing and validating a digital literacy assessment: bridging the digital divide among adolescents in Sabah, Malaysia by Shakira Arbine, Mohamad Shukri Abdul Hamid

“…Despite growing up in a digital era, many youths in Tawau demonstrate limited skills in essential software like Microsoft Office, highlighting a significant digital divide. …”
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Functional properties of Yttrium Iron Garnett thin films on graphene-coated Gd3Ga5O12 for remote epitaxial transfer by Leontsev, S., Shah, P.J., Kum, H.S., McChesney, J.L., Rodolakis, F.M., van Veenendaal, M., Velez, M., Rao, R., Haskel, D., Kim, J., Reed, A.N., Page, M.R.

“…One such oxide is Yttrium Iron Garnet (YIG), a material of choice for a wide range of magnetoelectric and spintronic devices owing to its ferromagnetism with high Curie temperature as well as high quality factor and low losses in microwave frequencies. …”
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Improving the charge separation and collection at the buffer/absorber interface by double-layered Mn-substituted CZTS by Lie, Stener, Sandi, Mario Indra, Tay, Ying Fan, Li, Wenjie, Tan, Joel Ming Rui, Bishop, Douglas M., Gunawan, Oki, Wong, Lydia Helena

“…Partial substitution of Zn with Mn is a potentially attractive concept owing to its abundance as well as similar size and electronic properties compared to Zn. …”
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NiMn-based bimetal-organic framework nanosheets supported on multi-channel carbon fibers for efficient oxygen electrocatalysis by Cheng, Weiren, Lu, Xue Feng, Luan, Deyan, Lou, David Xiong Wen

“…Herein, we have developed a transformation method for growing NiMn-based bimetal-organic framework (NiMn-MOF) nanosheets on multi-channel carbon fibers (MCCF) as a bifunctional oxygen electrocatalyst. Owing to the desired components and architecture, the MCCF/NiMn-MOFs manifest comparable electrocatalytic performance towards oxygen reduction reaction (ORR) with the commercial Pt/C electrocatalyst and superior performance towards oxygen evolution reaction (OER) to the benchmark RuO2 electrocatalyst. …”
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Behaviour and design of hot-rolled stainless steel channel section members by Li, Shuai

“…The assessment results revealed that the current design codes result in conservative cross-section resistance predictions, but scattered member resistance predictions with both conservative and unsafe results, mainly owing to the lack of proper consideration of the pronounced material strain hardening and nonlinear material property of stainless steel in the design. …”
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Self-supervised Self2Self denoising strategy for OCT speckle reduction with a single noisy image by Ge, Chenkun, Yu, Xiaojun, Yuan, Miao, Fan, Zeming, Chen, Jinna, Shum, Perry Ping, Liu, Linbo

“…Optical coherence tomography (OCT) inevitably suffers from the influence of speckles originating from multiple scattered photons owing to its low-coherence interferometry property. …”
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Optical study of excitonic complexes in transition metal dichalcogenides monolayers by Bao, Di

“…The Fermi edge singularity may indicate a transition from a fermion-like charged state to a boson-like particle (exciton-plasmon).Due to the inversion symmetry breaking, there are two energy-degenerate but inequivalent valleys (K and K' ). …”
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Air-cooled slag derived from municipal solid waste (MSW) and sewage sludge as coarse aggregate for sustainable construction by Tan, Jun Ying

“…This final year project explores the potential of utilizing air-cooled slag from municipal solid waste (MSW) and sewage sludge as substitutes for traditional coarse aggregates in concrete production, addressing environmental concerns like air & water pollution and solid waste generation within the construction industry. …”
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REVENGE IN VIOLENT HUES / by Nadiah Zakaria, author 655918

“…Hidden within the enchanted forests of Gemerlapan, a Reflection inside the Mirror of 1990s Alor Setar, the enemy is quick to claim the throne like moths to a flame. Amalia Maganti can communicate with ghosts ever since the mysterious death of her father six years ago. …”

User Profiling Based on Nonlinguistic Audio Data by Shen, Jiaxing, Cao, Jiannong, Lederman, Oren, Tang, Shaojie, Pentland, Alex

“…User profiling refers to inferring people’s attributes of interest (AoIs) like gender and occupation, which enables various applications ranging from personalized services to collective analyses. …”
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Empowering Community-Driven Determination of Values for Language Models by Raman, Deepika

“…Emerging technologies like Artificial Intelligence and Large Language Models are often developed in Western contexts and carry implicit values, from developer choices or underlying training data, which are not adequately representative of the diverse contexts in which they are deployed. …”
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“Clicking” compliant mechanism for flapping-wing micro aerial vehicle by Chin, Yao-Wei, Lau, Gih Keong

“…The clicking mechanism is integrated in a thorax-like compliant mechanism, which buckles and consequently produces a large wing stroke when driven by an electric motor. …”
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Development of an RF positioning system by Rege, Laukik Jayesh

“…This is due to the GNSS signal being obstructed and reflected by objects like tall buildings. Similarly, GNSS does not work accurately in indoor environments like tunnels, parking garages etc. …”
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Self-assembly for supply chains by Yee, Gabriel Qi Ming

“…In a similar fashion, the real-world processes of specifying objectives, tasks, and principles are like the specifying of environmental condi-tions when designing self-assembly systems. …”
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Analysis and implementation of National Security Agency (NSA) suite B : Elliptic-Curve Diffie-Hellman (ECDH) key agreement algorithm by Tan, Vincent Soon Heng.

“…This is especially true and useful for applications like mobile devices which are typically limited in terms of their CPU processing speed, power and network connectivity. …”
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High speed AES encryption IC design by Dong, Haokun

“…Threshold implementation could enhance the performance by dividing sensitive information, like the secret key and intermediate values, into multiple shares. …”
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