Sejauhmana kebebasan dalam media sosial: peradaban sosial dan privasi dalam sempadan keagamaan by Ramli, Romlah

“…This paper explores the concept of civilization and religious boundaries to see the freedom of privacy in social media communication nowadays. …”
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Musharakah mutanaqisah home financing products: an implementation analysis, product advantages and issues at Citibank (Malaysia) Berhad by Shuib, Mohd Sollehudin, Borhan, Joni Tamkin, Abu Bakar, Azizi

“…Banking institutions in Malaysia consists of two categories, the full-fledge Islamic banks and interest-free banking scheme. Banks offering Islamic products that are purely local and some from outside, such as Citibank (Malaysia).This research discuses the concept of Musharakah Mutanaqisah in Islamic transaction and its application in the home financing product at Citibank Malaysia Berhad.The research focuses on how does this syariah concept apply on Islamic home financing product, their advantages, issues and challenges that was faced by this institution. …”
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Democratization and political transition in Arab World: Prospects and challenges by Mikail, Ibrahim Kawuley, Abdullah, Mohamad Ainuddin Iskandar Lee

“…Monarchy and Military dictatorship) to democracy.Secondary data was adopted in this study.The study revealed that humiliation, prolong monarchy/military dictatorship, lack of economic reform, globalization and proliferation of mass literacy were among the factors responsible for political transition in the region.Meanwhile, establishment of tenets of democracy (i.e. rules of law, human rights, freedom, etc.) and insecurity, external domination and loss of lives were among the prospect and challenges of the transition.The paper recommended among others that there is need for political and economic reform in the Arab countries which would lead to transit to democracy.…”
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Proliferation of intervention programs and poverty reduction: comparative analysis of two programs in Nigeria by Idris, Abu, Yusof, Rohana

“…The study also recommend for structural transformation of judicial institution to combat corruption and lead a crusade for the restoration of the good virtues that is rooted in public service to enhance a hitch free application of rule of law as a stepping stone to facilitate economic development and poverty alleviation.…”
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What size of opportunity will open to banks that penetrate the small and medium enterprise (SME) finance market at Lahore? The next great challenge for enterprising banks by Ullah, Mir Salim, Naiimi, Nasri, Mohd Yusof, Rosylin

“…SMEs’ share in Pakistan’s formal loan portfolio is 6.5%.They obtain bulk of their finances from informal sources.This study is intended to determine the size of SME finance market, the principal informal sources and the volume of finances they provide.Primary data obtained from responses of 433 SMEs to a questionnaire has been used.The SMEs were randomly selected from market committees’ lists.The study found that entrepreneurs form Rotating Savings and Credit Associations (ROSCAs) for obtaining interest and Collateral-free financing.About 90% of the surveyed entrepreneurs retain membership in up to four ROSCAs each. …”
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Access to credits and indebtedness: Islamic perspective by Adamu, Idris Yahaya, Abdul Rahim, Ahmad Khilmy, Hamed, Abu Bakar

“…Muslims are expected to live a moderate life, free of embezzlement and misery.Therefore, are called upon to avoid unnecessary expenditure and improve savings.The study contributes to literature of borrowings, by considering loans as last alternative and by necessity.…”
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The need of independent shariah members in Islamic cooperative banks: an empirical study of professional accountants in Malaysia by Ahmad, Mohd Rodzi, Al-Aidaros, Al-Hasan

“…The importance of shariah members in Islamic financial institutions, in some of its aspects, is to audit and check the financial system in accordance to Islam.Thus, independence status of auditor is complement to the shariah members to function effectively.To be independence shariah auditor, there is need to have separation of duties between shariah auditors and Shariah Committee to perform their duties.The purpose of this study is to assess the importance of the independent of the shariah members in Islamic Cooperative Banks in Malaysia.The methodology adopted in this study is limited to questionnaires distributed to 50 professional accountants in Malaysia.Data were analyzed using descriptive analysis.The results proved that fifty two percent of shariah auditors had total independence and played important role in ensuring shariah compliant of products and activities and their practices have been well accepted by stakeholders of Islamic Cooperative Banks.Moreover, sixty seven percent shariah auditors have been given a free reign to perform their functions and were free from intervention by the Shariah Committee during the audit process.However, shariah auditors have less team members to perform their audit services. …”
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Kebebasan beragama: gambaran Malaysia by Jalil, Faridah, Halim, Rohizan

“…This article will be discussing previous literature on the status of religious freedom concerning the right to change religion enshrined in the Malaysian Constitution.Our aim is to understand the flow of the various opinions on the issue of religious freedom in Malaysia.From the discussions, hopefully we will be able to form an appropriate understanding for Malaysian community with regard to freedom to change religion in the spirit of the Federal Constitution.…”
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The impact of international terrorism on the right to personal security in Iraq after 2003 by Ayub, Zainal Amin, Masum, Ahmad, Salman, Mohamed

“…Terrorism has become a cancer and it is not in the interest of the nations, because it takes away their right to personal security.Following the event of September 11, there have been violations of international conventions and usages, human rights, which prompted countries globally to come up with laws to protect civil freedoms. In the context of Iraq, the Government came up with the Iraqi Anti-Terrorism Act No.13 of 2005 and the Iraqi Constitution of 2005 to address the issue of terrorism.The aim of this paper is to address the impact of international terrorism on the right to personal security in Iraq after 2003. …”
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Peaceful Assembly Act 2012: A comparison with Suhakam's recommendations by Mohd Anuar, Haslinda, Mohamed, Mazita, Mohd Ali @ Ramli, Azlin Namili, Bidin, Muhammad Firdaus, Abdul Rahman, Rohana, Ahmad, Rusniah

“…In Malaysia, a provision on peaceful assembly is stipulated under Article 10 of the Federal Constitution which combines the freedom of speech, peaceful assembly and association.However, these freedoms have restrictions which are usually justified under the broad stroke of maintaining racial harmony and public order.Prior to 23 April 2012, section 27 of the Police Act was implemented to govern a public assembly, and the enactment of the Peaceful Assembly Act 2012 (PAA 2012), then, gives some light to the right of assemble peacefully.The objective of this article is to examine by comparing SUHAKAM‟s recommendations with the Peaceful Assembly Act 2012. …”
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Baju habis dalam masa dua jam by Sinar, Harian

“…TANJUNG DAWAI Dalam tempoh dua jam sahaja, pakaian yang diletakkan untuk Program Free Market Tanjung Dawai 2017 yang dianjurkan Alumni Universiti Utara Malaysia (UUM) barubaru ini, habis dipilih.…”
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Election administration and democratic sustainability in Nigeria: an assessment of the 2015 general elections by Tunde, Sakariyau Rauf, Mohd Sani, Mohd Azizuddin, Ahmad Zakuan, Ummu Atiyah

“…All these, coupled with some other scenarios awakened the intervention of foreign powerful states and organisations in mounting pressure on Nigeria’s government to play to the rules of free and fair elections.Based on this, there was limited political interference and this enabled the electoral umpire (INEC) to strengthen the electoral process via introduction of certain mechanisms which improved the conduct of the elections.It is against this background that this study explores election administration and democratisation in Nigeria with emphasis on the 2015 general elections.The paper infers that despite the beauty of the 2015 general elections, there is need for further improvement in Nigeria’s electoral politics in order to enhance democratic sustainability and consolidation.…”
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Service quality on train services in Kuala Lumpur by Bahari, Nur Alyssa Saharul, Shamsul Rosli, Amiza Suliana, Maniam, Vignishwar, Aziz, Zulkufli

“…Train transportation is one of public transport mode ashore transportation.Trains, as mass public transport modes, have one of a kind attributes.It has vast limit, high well being level, and free from traffic jam.Those qualities make prepare an essential public transportation.Actually, even railroad transportation has a considerable measure of advantages for society life yet despite everything they confronted by the issue. …”
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Factors influencing cloud computing adoption in small and medium enterprises by Hassan, Haslinda, Mohd Nasir, Mohd Herry, Khairudin, Norhaiza, Adon, Iskandar

“…The objective of this study was to examine the factors that influence cloud computing adoption by the SMEs.We conducted a quantitative survey-based study to examine the relationship between perceived benefits, top management support, IT resources, external pressure, and cloud computing adoption.A free-form comment provided at the end of each section of the survey questionnaire was treated as qualitative data. …”
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Heuristic faculty course timetabling with student sectioning by Chia, Lih Bong, San, Nah Sze, Bolhassan, Noor Alamshah, Kang, Leng Chiew

“…It generates clash-free timetables in shorter time as adjustment is unnecessary.Results shown that simulator solution performs better in utilise venue resources by reduced 13.1% unnecessary allocation.On top of that, the simulator is proved to be efficient in solving problem for different semesters with changed problem size, different offering courses and different resources given.…”
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The challenges of massive open online courses (MOOC)- A preliminary review by M Ejreaw, Almahdi, Mohd Drus, Sulfeeza

“…It is a form of an open source learning sys- tem that offers free and short online courses to anyone who has access to the Internet.MOOC offers a lifelong learning opportunity and a number of ex- isting MOOC online platforms include edX, Coursera, Udacity, and Udemy.However, there are a number of problems and challenges in MOOC, among the major recurring issue is the consistently high dropout rate of MOOC learners.In this paper, we introduce a critical review of literature relating to MOOC dropout rates, bringing together existing findings on completion rates and analyses of several specific courses related to these organizations, which identify factors that correlate to the likelihood of dropout.Finally, we discuss our findings relating MOOC dropout rates, considering what factors are within the control of an MOOC provider and suggesting the most prom- ising avenues for improvement.…”
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The People’s Republic of China’s Interest Rate Pass-Through by Nguyen, Chu

“…Notwithstanding China’s economic liberation and performances, the country’s Central Bank has been perusing interest rate dual-track system, i.e., the control over the deposit and loan interest rates and a free market determination of interest rates of the inter-bank and bond markets. …”
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Classification of L2 writing process and writing strategies by Abas, Imelda Hermilinda, Abd Aziz, Noor Hashima

“…This paper discusses briefly the writing process and the writing strategies employed by a few EFL proficient student writers in writing.It is found that the writing process stages employedin this study were prewriting, planning, drafting, pausing and reading, revising and editing which occurred non-linear and recursive.The writing strategies identified in the writing process stages were relating the topic to past knowledge and experience, taking the readers into consideration, talk-write, freewriting, outlining, listing, seeking help, using online materials, focusing on the mechanics of writing, and text organization. …”
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English Lexical acquisition of adult learners in instructional settings: Issue on lexical input by Mokhtar, Ahmad Azman, Mohd Rawian, Rafizah

“…Vocabulary Levels Test (VLT) consisted of three tests, namely Passive Vocabulary Test (PVT), Controlled Active Vocabulary Test (CAVT), and Free Active Vocabulary Test (FAVT) was used to collect the data.A total of 360 first-, second- and third-year university students were involved in the study.The findings revealed that majority of them had very limited lexical knowledge to use English as their second or foreign language, though formal exposures to English language had been given to them for at least 11 years before entering the tertiary level.In trying to unfold the unsuccessful attempt to enhance the students’ lexical competent through the present Malaysian education system, the issue of lexical input in terms of quantity and quality had been raised.…”
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Factors influencing the choice in Incoterms among Malaysian manufacturers by Yaakub, Sabariah, Leong, Ying Szu

“…Findings indicate that FOB (Free On Board) were the most frequently used Incoterms and that the factors that influence choice of Incoterms can be divided into two types: external environments and internal factors. …”
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