Incorporating Feature Interactions and Contrastive Learning for Credit Prediction
The efficacy of credit risk assessment models is pivotal to the risk management capacity of financial institutions. Traditional credit risk models often suffer from inadequate predictive accuracy due to overlooked feature combinations and weak supervisory signals. Addressing these limitations, we pr...
Main Authors: | , , , , |
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Format: | Article |
Language: | English |
Published: |
IEEE
2023-01-01
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Series: | IEEE Access |
Subjects: | |
Online Access: | https://ieeexplore.ieee.org/document/10273718/ |