Incorporating Feature Interactions and Contrastive Learning for Credit Prediction

The efficacy of credit risk assessment models is pivotal to the risk management capacity of financial institutions. Traditional credit risk models often suffer from inadequate predictive accuracy due to overlooked feature combinations and weak supervisory signals. Addressing these limitations, we pr...

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Bibliographic Details
Main Authors: Lisi Zhang, Qiancheng Yu, Beijing Zhou, Yifan Zhang, Zhiyong Hu
Format: Article
Language:English
Published: IEEE 2023-01-01
Series:IEEE Access
Subjects:
Online Access:https://ieeexplore.ieee.org/document/10273718/