Explainable prediction of loan default based on machine learning models

Owing to the convenience of online loans, an increasing number of people are borrowing money on online platforms. With the emergence of machine learning technology, predicting loan defaults has become a popular topic. However, machine learning models have a black-box problem that cannot be disregard...

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Bibliographic Details
Main Authors: Xu Zhu, Qingyong Chu, Xinchang Song, Ping Hu, Lu Peng
Format: Article
Language:English
Published: KeAi Communications Co. Ltd. 2023-09-01
Series:Data Science and Management
Subjects:
Online Access:http://www.sciencedirect.com/science/article/pii/S2666764923000218