A Partially Interpretable Adaptive Softmax Regression for Credit Scoring

Credit scoring is a process of determining whether a borrower is successful or unsuccessful in repaying a loan using borrowers’ qualitative and quantitative characteristics. In recent years, machine learning algorithms have become widely studied in the development of credit scoring models. Although...

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Bibliographic Details
Main Authors: Lkhagvadorj Munkhdalai, Keun Ho Ryu, Oyun-Erdene Namsrai, Nipon Theera-Umpon
Format: Article
Language:English
Published: MDPI AG 2021-04-01
Series:Applied Sciences
Subjects:
Online Access:https://www.mdpi.com/2076-3417/11/7/3227