The Interaction of Borrower and Loan Characteristics in Predicting Risks of Subprime Automobile Loans
We utilize the data of a very large UK automobile loan firm to study the interaction of the characteristics of borrowers and loans in predicting the subsequent loan performance. Our broader findings confirm the earlier research on the issue of subprime auto loans. More importantly, unmarried borrowe...
Main Authors: | , , , |
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Format: | Article |
Language: | English |
Published: |
MDPI AG
2018-09-01
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Series: | Risks |
Subjects: | |
Online Access: | http://www.mdpi.com/2227-9091/6/3/101 |