The Interaction of Borrower and Loan Characteristics in Predicting Risks of Subprime Automobile Loans

We utilize the data of a very large UK automobile loan firm to study the interaction of the characteristics of borrowers and loans in predicting the subsequent loan performance. Our broader findings confirm the earlier research on the issue of subprime auto loans. More importantly, unmarried borrowe...

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Bibliographic Details
Main Authors: Yaseen Ghulam, Kamini Dhruva, Sana Naseem, Sophie Hill
Format: Article
Language:English
Published: MDPI AG 2018-09-01
Series:Risks
Subjects:
Online Access:http://www.mdpi.com/2227-9091/6/3/101