IMPROVING CREDIT SCORING MODEL OF MORTGAGE FINANCING WITH SMOTE METHODS IN SHARIA BANKING

Credit scoring is a feasibility test system to provide financing with the aim of reducing the risk of default on mortgage financing (KPR). This study analyze the characteristics of customers of PT Bank XYZ and design a credit scoring model for mortgage financing. The data used are the demographics a...

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Bibliographic Details
Main Authors: Wibowo H.E., Mulyati H., Saptono I.T.
Format: Article
Language:English
Published: iVolga Press 2019-08-01
Series:Russian Journal of Agricultural and Socio-Economic Sciences
Subjects:
Online Access:https://rjoas.com/issue-2019-08/article_07.pdf