Impact of financial literacy, perceived access to finance, ICT use, and digitization on credit constraints: evidence from Qatari MSME importers

Impact of financial literacy, perceived access to finance, ICT use, and digitization on credit constraints: evidence from Qatari MSME importers

Abstract This study investigates the role of financial literacy (FL), perceived access to finance (PAF), information communication technology (ICT) usage, and digitization in alleviating the level of credit constraint that micro, small, and medium enterprises (MSMEs) face in an emerging market. We d...

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Bibliographic Details
Main Authors: Lanouar Charfeddine, Mohamed Ismail Umlai, Mazen El-Masri
Format: Article
Language:English
Published: SpringerOpen 2024-01-01
Series:Financial Innovation
Subjects:
Credit constraints
Financial literacy
Perceived access to finance
ICT usage
Digitization
Qatari MSMEs
Online Access:https://doi.org/10.1186/s40854-023-00557-4

Internet

https://doi.org/10.1186/s40854-023-00557-4

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