Personal and systemic factors affecting individuals’ procrastination on Internet banking adoption
While considering inhibitors, the purpose of this paper is to examine the moderating role of self-efficacy, perceived image, personal innovativeness, and subjective norm on Internet banking adoption in Tejarat bank of Iran as a public bank. Following IRAN’s 20-year outlook plan, putting IT’s inhibit...
| Main Authors: | , , |
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| Format: | Article |
| Language: | fas |
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Allameh Tabataba'i University Press
2017-01-01
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| Series: | مطالعات مدیریت کسب و کار هوشمند |
| Subjects: | |
| Online Access: | https://ims.atu.ac.ir/article_6995_87d0f2970c6c568dc07f271717a81df6.pdf |
| _version_ | 1797386032707010560 |
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| author | Vajhollah Ghorbanizadeh Habib Roudsaz Hossein Mohammadi |
| author_facet | Vajhollah Ghorbanizadeh Habib Roudsaz Hossein Mohammadi |
| author_sort | Vajhollah Ghorbanizadeh |
| collection | DOAJ |
| description | While considering inhibitors, the purpose of this paper is to examine the moderating role of self-efficacy, perceived image, personal innovativeness, and subjective norm on Internet banking adoption in Tejarat bank of Iran as a public bank. Following IRAN’s 20-year outlook plan, putting IT’s inhibitors and facilitators into consideration come to be of high significance; especially in the scope of Internet banking. Based on the valid responses collected from a survey questionnaire out of Tejarat bank’s consumers of central-west district, structural equation modeling (SEM) technology was employed to examine the research model. The result indicated that perceived awareness and system compatibility offered by the bank are the main factors impeding users’ intention towards Internet banking adoption; while resistance to change indicated insignificant effect on users’ intention accompanied by perceived ease of use which showed no significant effect on users’ behavioral intention. At last, self-efficacy, perceived image, subjective norm, and personal innovativeness showed a meaningful significant effect on users’ adoption decision and moderated the relationship between users’ intention and their actual use. |
| first_indexed | 2024-03-08T22:04:00Z |
| format | Article |
| id | doaj.art-345996b20179499a97379be83b56690b |
| institution | Directory Open Access Journal |
| issn | 2821-0964 2821-0816 |
| language | fas |
| last_indexed | 2024-03-08T22:04:00Z |
| publishDate | 2017-01-01 |
| publisher | Allameh Tabataba'i University Press |
| record_format | Article |
| series | مطالعات مدیریت کسب و کار هوشمند |
| spelling | doaj.art-345996b20179499a97379be83b56690b2023-12-19T10:32:51ZfasAllameh Tabataba'i University Pressمطالعات مدیریت کسب و کار هوشمند2821-09642821-08162017-01-0151812410.22054/ims.2017.69956995Personal and systemic factors affecting individuals’ procrastination on Internet banking adoptionVajhollah Ghorbanizadeh0Habib Roudsaz1Hossein Mohammadi2Associate professor, Public Administration Department, Allameh Tabataba’i University, Tehran. Associate professor, Public Administration Department, Allameh Tabataba’i University, Tehran. Ph.D Student of Public Administration, Faculty of Management and Accounting, Allameh Tabataba’i University,Tehran.While considering inhibitors, the purpose of this paper is to examine the moderating role of self-efficacy, perceived image, personal innovativeness, and subjective norm on Internet banking adoption in Tejarat bank of Iran as a public bank. Following IRAN’s 20-year outlook plan, putting IT’s inhibitors and facilitators into consideration come to be of high significance; especially in the scope of Internet banking. Based on the valid responses collected from a survey questionnaire out of Tejarat bank’s consumers of central-west district, structural equation modeling (SEM) technology was employed to examine the research model. The result indicated that perceived awareness and system compatibility offered by the bank are the main factors impeding users’ intention towards Internet banking adoption; while resistance to change indicated insignificant effect on users’ intention accompanied by perceived ease of use which showed no significant effect on users’ behavioral intention. At last, self-efficacy, perceived image, subjective norm, and personal innovativeness showed a meaningful significant effect on users’ adoption decision and moderated the relationship between users’ intention and their actual use.https://ims.atu.ac.ir/article_6995_87d0f2970c6c568dc07f271717a81df6.pdfinternet bankingintention to useself-efficacyperceived imagesubjective normpersonal innovativenessvccc |
| spellingShingle | Vajhollah Ghorbanizadeh Habib Roudsaz Hossein Mohammadi Personal and systemic factors affecting individuals’ procrastination on Internet banking adoption مطالعات مدیریت کسب و کار هوشمند internet banking intention to use self-efficacy perceived image subjective norm personal innovativenessvccc |
| title | Personal and systemic factors affecting individuals’ procrastination on Internet banking adoption |
| title_full | Personal and systemic factors affecting individuals’ procrastination on Internet banking adoption |
| title_fullStr | Personal and systemic factors affecting individuals’ procrastination on Internet banking adoption |
| title_full_unstemmed | Personal and systemic factors affecting individuals’ procrastination on Internet banking adoption |
| title_short | Personal and systemic factors affecting individuals’ procrastination on Internet banking adoption |
| title_sort | personal and systemic factors affecting individuals procrastination on internet banking adoption |
| topic | internet banking intention to use self-efficacy perceived image subjective norm personal innovativenessvccc |
| url | https://ims.atu.ac.ir/article_6995_87d0f2970c6c568dc07f271717a81df6.pdf |
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