Fintech platforms: Lax or careful borrowers’ screening?

Fintech platforms: Lax or careful borrowers’ screening?

Abstract Can peer-to-peer lending platforms mitigate fraudulent behaviors? Or have lending players been acting similar to free-riders? This paper constructs a new proxy to investigate lending platform misconduct and compares the FICO score and the LendingClub credit grade. To examine whether the lac...

Full description

Bibliographic Details
Main Author: Serena Gallo
Format: Article
Language:English
Published: SpringerOpen 2021-07-01
Series:Financial Innovation
Subjects:
Peer to peer lending
Credit grade
Misreporting
Misconduct
Recovery rate
Online Access:https://doi.org/10.1186/s40854-021-00272-y

Internet

https://doi.org/10.1186/s40854-021-00272-y

Similar Items