A Hybrid Technological Innovation Text Mining, Ensemble Learning and Risk Scorecard Approach for Enterprise Credit Risk Assessment

Enterprise credit risk assessment models typically use financial-based information as a predictor variable, relying on backward-looking historical information rather than forward-looking information for risk assessment. We propose a novel hybrid assessment of credit risk that uses technological inno...

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Bibliographic Details
Main Authors: Yang Mao, Shifeng Liu, Daqing Gong
Format: Article
Language:English
Published: Faculty of Mechanical Engineering in Slavonski Brod, Faculty of Electrical Engineering in Osijek, Faculty of Civil Engineering in Osijek 2023-01-01
Series:Tehnički Vjesnik
Subjects:
Online Access:https://hrcak.srce.hr/file/446388