A Hybrid Technological Innovation Text Mining, Ensemble Learning and Risk Scorecard Approach for Enterprise Credit Risk Assessment
Enterprise credit risk assessment models typically use financial-based information as a predictor variable, relying on backward-looking historical information rather than forward-looking information for risk assessment. We propose a novel hybrid assessment of credit risk that uses technological inno...
Main Authors: | , , |
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Format: | Article |
Language: | English |
Published: |
Faculty of Mechanical Engineering in Slavonski Brod, Faculty of Electrical Engineering in Osijek, Faculty of Civil Engineering in Osijek
2023-01-01
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Series: | Tehnički Vjesnik |
Subjects: | |
Online Access: | https://hrcak.srce.hr/file/446388 |