Reimagining Peer-to-Peer Lending Sustainability: Unveiling Predictive Insights with Innovative Machine Learning Approaches for Loan Default Anticipation

Reimagining Peer-to-Peer Lending Sustainability: Unveiling Predictive Insights with Innovative Machine Learning Approaches for Loan Default Anticipation

Peer-to-peer lending, a novel element of Internet finance that links lenders and borrowers via online platforms, has generated large profits for investors. However, borrowers’ missed payments have negatively impacted the industry’s sustainable growth. It is imperative to create a system that can cor...

Full description

Bibliographic Details
Main Authors: Ly Nguyen, Mominul Ahsan, Julfikar Haider
Format: Article
Language:English
Published: MDPI AG 2024-03-01
Series:FinTech
Subjects:
Machine Learning
Loan Defaults
Logistic Regression
Support Vector Machine
Naïve Bayes
Decision Tree
Online Access:https://www.mdpi.com/2674-1032/3/1/12

Internet

https://www.mdpi.com/2674-1032/3/1/12

Similar Items