Shifting From Real Estate to Non-Real Estate Lending Activity: Evidence on the Risk and Return Profiles of Thrift Institutions

In this paper we study the important period where many thrifts shifted from traditional mortgage products into consumer loan products. Specifically, we examine the impact of this move toward consumer banking on the risk and return profiles of thrift institutions. One reason given for this shift was...

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Bibliographic Details
Main Authors: Harold A. Black, Elijah Brewer III, William E. Jackson III
Format: Article
Language:English
Published: Universiti Utara Malaysia 2003-03-01
Series:The International Journal of Banking and Finance
Online Access:https://www.e-journal.uum.edu.my/index.php/ijbf/article/view/8330