Research on loan approval and credit risk based on the comparison of Machine learning models
Nowadays, home loan is a frequently accessed component of people’s financing activities. Homeowners wants to increase the probability of loan acceptance, however banks seek to borrow money to low risk customers. This paper compared and examined the machine learning models to select when loan applica...
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| Format: | Article |
| Language: | English |
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EDP Sciences
2024-01-01
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| Series: | SHS Web of Conferences |
| Online Access: | https://www.shs-conferences.org/articles/shsconf/pdf/2024/01/shsconf_icdeba2023_02003.pdf |