Scoring Models and Credit Risk: The Case of Cooperative Banks in Poland

The aim of the research presented in the article was to analyse the legitimacy of the use of scoring models in banking activities, together with the assessment of the effectiveness of this tool in reducing the high value of the NPL ratio in Polish cooperative banks on the example of banks belonging...

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Bibliographic Details
Main Authors: Krzysztof Kil, Radosław Ciukaj, Justyna Chrzanowska
Format: Article
Language:English
Published: MDPI AG 2021-07-01
Series:Risks
Subjects:
Online Access:https://www.mdpi.com/2227-9091/9/7/132