Credit Risk Prediction Based on Psychometric Data
In today’s financial landscape, traditional banking institutions rely extensively on customers’ historical financial data to evaluate their eligibility for loan approvals. While these decision support systems offer predictive accuracy for established customers, they overlook a crucial demographic: i...
Main Authors: | , , |
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Format: | Article |
Language: | English |
Published: |
MDPI AG
2023-11-01
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Series: | Computers |
Subjects: | |
Online Access: | https://www.mdpi.com/2073-431X/12/12/248 |