Prevention of failures in banking services

The banking sector is constantly growing, as is the competition and customer requirements that are steadily increasing in this industry. Even for banks that provide services of excellence, failures during the provision of services may occur. As a consequence, when services fail, banks suffer from an...

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Main Authors: Matheus Gravito Santos, Luiz Rodrigo Cunha Moura, Cristiana Trindade Ituassu
Format: Article
Language:English
Published: Centro Universitário ENIAC 2019-07-01
Series:Revista Eniac Pesquisa
Subjects:
Online Access:https://ojs.eniac.com.br/index.php/EniacPesquisa/article/view/580
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author Matheus Gravito Santos
Luiz Rodrigo Cunha Moura
Cristiana Trindade Ituassu
author_facet Matheus Gravito Santos
Luiz Rodrigo Cunha Moura
Cristiana Trindade Ituassu
author_sort Matheus Gravito Santos
collection DOAJ
description The banking sector is constantly growing, as is the competition and customer requirements that are steadily increasing in this industry. Even for banks that provide services of excellence, failures during the provision of services may occur. As a consequence, when services fail, banks suffer from an increased risk of losing their customers. The objective of this research is to propose actions to prevent bank failures based on service quality gap gaps and strategies to close the gaps. For this, a qualitative and quantitative study was chosen, with descriptive purpose in cross-section, through a survey. In addition, a semi-structured questionnaire was developed for clients who had some negative experience with banks in the last 12 months. The respondents were contacts through Facebook, Instagram, Linkedin, Whatsapp or email. After the analysis of the missing data, the final sample had 579 valid questionnaires. Data were analyzed through content analysis and simple descriptive statistics. With the results achieved, it was possible to classify the main problems reported by clients who experienced negative experiences with banking services, identifying the severity of the perceived failure of these clients to the reported problems. Finally, strategies for closing these gaps in the quality of banking services were described.
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spelling doaj.art-8cc14e7429684d3fa437dedc722ef0dc2022-12-22T02:46:44ZengCentro Universitário ENIACRevista Eniac Pesquisa2316-23412019-07-018218019910.22567/rep.v8i2.580415Prevention of failures in banking servicesMatheus Gravito Santos0Luiz Rodrigo Cunha Moura1Cristiana Trindade Ituassu2Professor Assistente do Centro Universitário UNAProfessor Adjunto do Centro Universitário UniBHProfessora Adjunta da Universidade Federal de Minas Gerais - UFMG.The banking sector is constantly growing, as is the competition and customer requirements that are steadily increasing in this industry. Even for banks that provide services of excellence, failures during the provision of services may occur. As a consequence, when services fail, banks suffer from an increased risk of losing their customers. The objective of this research is to propose actions to prevent bank failures based on service quality gap gaps and strategies to close the gaps. For this, a qualitative and quantitative study was chosen, with descriptive purpose in cross-section, through a survey. In addition, a semi-structured questionnaire was developed for clients who had some negative experience with banks in the last 12 months. The respondents were contacts through Facebook, Instagram, Linkedin, Whatsapp or email. After the analysis of the missing data, the final sample had 579 valid questionnaires. Data were analyzed through content analysis and simple descriptive statistics. With the results achieved, it was possible to classify the main problems reported by clients who experienced negative experiences with banking services, identifying the severity of the perceived failure of these clients to the reported problems. Finally, strategies for closing these gaps in the quality of banking services were described.https://ojs.eniac.com.br/index.php/EniacPesquisa/article/view/580BancosServiçosQualidadeModelo de LacunasRecuperação de Serviços.
spellingShingle Matheus Gravito Santos
Luiz Rodrigo Cunha Moura
Cristiana Trindade Ituassu
Prevention of failures in banking services
Revista Eniac Pesquisa
Bancos
Serviços
Qualidade
Modelo de Lacunas
Recuperação de Serviços.
title Prevention of failures in banking services
title_full Prevention of failures in banking services
title_fullStr Prevention of failures in banking services
title_full_unstemmed Prevention of failures in banking services
title_short Prevention of failures in banking services
title_sort prevention of failures in banking services
topic Bancos
Serviços
Qualidade
Modelo de Lacunas
Recuperação de Serviços.
url https://ojs.eniac.com.br/index.php/EniacPesquisa/article/view/580
work_keys_str_mv AT matheusgravitosantos preventionoffailuresinbankingservices
AT luizrodrigocunhamoura preventionoffailuresinbankingservices
AT cristianatrindadeituassu preventionoffailuresinbankingservices