Credit risk prediction in an imbalanced social lending environment
Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent. However, few credit risk prediction models for social lending consider imbalanced data and, further, the best re...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
Springer
2018-01-01
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| Series: | International Journal of Computational Intelligence Systems |
| Subjects: | |
| Online Access: | https://www.atlantis-press.com/article/25894605/view |