The Mediating Role of Institutional Trust on Corporate Image and Customer Trust in Iraqi Banking Sector

In today's highly volatile environment, banks strive to leverage the perceptions of their multiple customers more than ever before to build a sustainable competitive advantage. Accordingly, corporate image and customer trust concepts are vital for academicians and practitioners concerning thei...

Full description

Bibliographic Details
Main Authors: Hamid Mohsin Jadah, Manar Hayder Ali Alghanimi, Noor Hashim Mohammed Al-Husainy
Format: Article
Language:English
Published: University of Djelfa 2021-03-01
Series:مجلة بحوث الادارة والاقتصاد
Subjects:
Online Access:https://mer-j.com/merj/index.php/merj/article/view/153
_version_ 1797230413808140288
author Hamid Mohsin Jadah
Manar Hayder Ali Alghanimi
Noor Hashim Mohammed Al-Husainy
author_facet Hamid Mohsin Jadah
Manar Hayder Ali Alghanimi
Noor Hashim Mohammed Al-Husainy
author_sort Hamid Mohsin Jadah
collection DOAJ
description In today's highly volatile environment, banks strive to leverage the perceptions of their multiple customers more than ever before to build a sustainable competitive advantage. Accordingly, corporate image and customer trust concepts are vital for academicians and practitioners concerning their potential impact on internal and external stakeholders. Recognizing the intensified significance of a multi-stakeholder perspective, the current study attempts to contribute to the literature by examining the mediating role of institutional trust on the relationship between corporate image and customer trust. The study applies the partial least squares structural equation modelling (PLS-SEM) method to examine this relationship. The data are collected from 372 Iraqi banking customers using a random sampling technique. The finding for path-1 shows a positive and significant association between corporate image, institutional trust, and trust in online banking services. Similarly, the result of path-2 also reveals a positive and significant association between institutional trust and trust in online banking services. Finally, bias-corrected bootstrapping confirms that institutional trust plays a mediating role between corporate image and trust in online banking services in Iraq. This study has important theoretical and practical implications. It not only fills some of the gaps in the literature about trust in online banking services, particularly for Iraq, but it also reinforces to policymakers that institutional trust is an important factor in promoting customers' trust in financial services.
first_indexed 2024-04-24T15:28:06Z
format Article
id doaj.art-b64985acf1e34610bc04807a1e5cd377
institution Directory Open Access Journal
issn 2676-184X
2710-8856
language English
last_indexed 2024-04-24T15:28:06Z
publishDate 2021-03-01
publisher University of Djelfa
record_format Article
series مجلة بحوث الادارة والاقتصاد
spelling doaj.art-b64985acf1e34610bc04807a1e5cd3772024-04-02T05:43:51ZengUniversity of Djelfaمجلة بحوث الادارة والاقتصاد2676-184X2710-88562021-03-013110.48100/merj.2021.153153The Mediating Role of Institutional Trust on Corporate Image and Customer Trust in Iraqi Banking SectorHamid Mohsin Jadah0Manar Hayder Ali Alghanimi1Noor Hashim Mohammed Al-Husainy2Department of Finance and Banking, College of Administration and Economics, University of Kerbala (Iraq)Babylon Technical Institution, AL-Furat AL-Awsat Technical University (Iraq)Imam AL-Kadhum College for Islamic Studies, Babylon Departments, (Iraq) In today's highly volatile environment, banks strive to leverage the perceptions of their multiple customers more than ever before to build a sustainable competitive advantage. Accordingly, corporate image and customer trust concepts are vital for academicians and practitioners concerning their potential impact on internal and external stakeholders. Recognizing the intensified significance of a multi-stakeholder perspective, the current study attempts to contribute to the literature by examining the mediating role of institutional trust on the relationship between corporate image and customer trust. The study applies the partial least squares structural equation modelling (PLS-SEM) method to examine this relationship. The data are collected from 372 Iraqi banking customers using a random sampling technique. The finding for path-1 shows a positive and significant association between corporate image, institutional trust, and trust in online banking services. Similarly, the result of path-2 also reveals a positive and significant association between institutional trust and trust in online banking services. Finally, bias-corrected bootstrapping confirms that institutional trust plays a mediating role between corporate image and trust in online banking services in Iraq. This study has important theoretical and practical implications. It not only fills some of the gaps in the literature about trust in online banking services, particularly for Iraq, but it also reinforces to policymakers that institutional trust is an important factor in promoting customers' trust in financial services. https://mer-j.com/merj/index.php/merj/article/view/153Corporate ImageCustomer TrustInstitutional TrustIraqi Banking Sector
spellingShingle Hamid Mohsin Jadah
Manar Hayder Ali Alghanimi
Noor Hashim Mohammed Al-Husainy
The Mediating Role of Institutional Trust on Corporate Image and Customer Trust in Iraqi Banking Sector
مجلة بحوث الادارة والاقتصاد
Corporate Image
Customer Trust
Institutional Trust
Iraqi Banking Sector
title The Mediating Role of Institutional Trust on Corporate Image and Customer Trust in Iraqi Banking Sector
title_full The Mediating Role of Institutional Trust on Corporate Image and Customer Trust in Iraqi Banking Sector
title_fullStr The Mediating Role of Institutional Trust on Corporate Image and Customer Trust in Iraqi Banking Sector
title_full_unstemmed The Mediating Role of Institutional Trust on Corporate Image and Customer Trust in Iraqi Banking Sector
title_short The Mediating Role of Institutional Trust on Corporate Image and Customer Trust in Iraqi Banking Sector
title_sort mediating role of institutional trust on corporate image and customer trust in iraqi banking sector
topic Corporate Image
Customer Trust
Institutional Trust
Iraqi Banking Sector
url https://mer-j.com/merj/index.php/merj/article/view/153
work_keys_str_mv AT hamidmohsinjadah themediatingroleofinstitutionaltrustoncorporateimageandcustomertrustiniraqibankingsector
AT manarhayderalialghanimi themediatingroleofinstitutionaltrustoncorporateimageandcustomertrustiniraqibankingsector
AT noorhashimmohammedalhusainy themediatingroleofinstitutionaltrustoncorporateimageandcustomertrustiniraqibankingsector
AT hamidmohsinjadah mediatingroleofinstitutionaltrustoncorporateimageandcustomertrustiniraqibankingsector
AT manarhayderalialghanimi mediatingroleofinstitutionaltrustoncorporateimageandcustomertrustiniraqibankingsector
AT noorhashimmohammedalhusainy mediatingroleofinstitutionaltrustoncorporateimageandcustomertrustiniraqibankingsector