Predictors of Consumer Creditworthiness: Evidence from Personal Loan Borrowers of a Leading Public Bank in Sri Lanka

Purpose: The motivation of this study is to explore the significant determinants of consumers’ creditworthiness which support the development of a credit scoring model as non-performing loans are a major problem in lending institutions. Design/Methodology/Approach: Data were collected from four bran...

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Bibliographic Details
Main Authors: R. P. S. Nadeesha, P. W. G Madhushani
Format: Article
Language:English
Published: Department of Finance, Faculty of Commerce and Management Studies, University of Kelaniya 2023-07-01
Series:South Asian Journal of Finance
Subjects:
Online Access:https://account.sajf.sljol.info/index.php/sljo-j-sajf/article/view/48