Predictors of Consumer Creditworthiness: Evidence from Personal Loan Borrowers of a Leading Public Bank in Sri Lanka
Purpose: The motivation of this study is to explore the significant determinants of consumers’ creditworthiness which support the development of a credit scoring model as non-performing loans are a major problem in lending institutions. Design/Methodology/Approach: Data were collected from four bran...
Main Authors: | , |
---|---|
Format: | Article |
Language: | English |
Published: |
Department of Finance, Faculty of Commerce and Management Studies, University of Kelaniya
2023-07-01
|
Series: | South Asian Journal of Finance |
Subjects: | |
Online Access: | https://account.sajf.sljol.info/index.php/sljo-j-sajf/article/view/48 |