Credit risk assessment using the factorization machine model with feature interactions

Abstract The accuracy of credit risk evaluation is crucial for the profitability of any financial institution. The factorization machine is a widely available model that can effectively be utilized for classification or regression through appropriate feature transformation. In this article, we apply...

ver descrição completa

Detalhes bibliográficos
Principais autores: Jing Quan, Xuelian Sun
Formato: Artigo
Idioma:English
Publicado em: Springer Nature 2024-02-01
coleção:Humanities & Social Sciences Communications
Acesso em linha:https://doi.org/10.1057/s41599-024-02700-7