Credit risk assessment using the factorization machine model with feature interactions
Abstract The accuracy of credit risk evaluation is crucial for the profitability of any financial institution. The factorization machine is a widely available model that can effectively be utilized for classification or regression through appropriate feature transformation. In this article, we apply...
Principais autores: | , |
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Formato: | Artigo |
Idioma: | English |
Publicado em: |
Springer Nature
2024-02-01
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coleção: | Humanities & Social Sciences Communications |
Acesso em linha: | https://doi.org/10.1057/s41599-024-02700-7 |