Digital Finance, Digital Transformation, and the Development of Off-Balance Sheet Activities by Commercial Banks

The development of digital finance represents a new paradigm for the delivery of financial services that has exerted an external shock on the off-balance sheet (OBS) activities of traditional commercial banks. In response, commercial banks have embarked on a digital transformation to mitigate the ch...

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Bibliographic Details
Main Authors: Yibing Wang, Huwei Wen
Format: Article
Language:English
Published: MDPI AG 2024-08-01
Series:Systems
Subjects:
Online Access:https://www.mdpi.com/2079-8954/12/8/301