Sustainable banking practices in Southern Africa
Orientation: Problematic loans expose commercial banks to great risk. South African and Namibian banks are highly regulated and require a higher capital adequacy ratio to shield the banking system from default risk. However, such intense regulation distorts the cost of capital and denies equal acces...
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| Format: | Article |
| Language: | English |
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AOSIS
2023-12-01
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| Series: | Acta Commercii |
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| Online Access: | https://actacommercii.co.za/index.php/acta/article/view/1191 |