Effect of Consulting on Microcredit Repayment in Korea
This study examines the effect of a one-on-one outsourced pre-lending consulting service on the repayment behavior of microcredit borrowers in Korea with administrative data from the Smile Microcredit Bank. A random change in the cut-off loan amount for mandatory consulting is utilized as an identif...
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| Format: | Article |
| Language: | English |
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Korea Development Institute
2015-08-01
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| Series: | KDI Journal of Economic Policy |
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| Online Access: | https://doi.org/10.23895/kdijep.2015.37.3.55 |