Comparing Data Mining Models in Loan Default Prediction: A Framework and a Demonstration
In the banking sector, credit risk assessment is an important process to ensure that loans could be paid on time, and that banks could maintain their credit performance effectively. Despite restless business efforts allocated to credit scoring yearly, high percentage of loan defaulting remains a ma...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
University of Brawijaya
2022-04-01
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| Series: | JITeCS (Journal of Information Technology and Computer Science) |
| Online Access: | https://jitecs.ub.ac.id/index.php/jitecs/article/view/352 |