CSRLoan: Cold Start Loan Recommendation with Semantic-Enhanced Neural Matrix Factorization

Recommending loan products to applicants would benefit many financial businesses and individuals. Nevertheless, many loan products suffer from the cold start problem; i.e., there are no available historical data for training the recommendation model. Considering the delayed feedback and the complex...

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Bibliographic Details
Main Authors: Kai Zhuang, Sen Wu, Shuaiqi Liu
Format: Article
Language:English
Published: MDPI AG 2022-12-01
Series:Applied Sciences
Subjects:
Online Access:https://www.mdpi.com/2076-3417/12/24/13001