Reassessment and Monitoring of Loan Applications with Machine Learning

Credit scoring and monitoring are the two important dimensions of the decision-making process for the loan institutions. In the first part of this study, we investigate the role of machine learning for applicant reassessment and propose a complementary screening step to an existing scoring system. W...

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Bibliographic Details
Main Authors: Zeynep Boz, Dilek Gunnec, S. Ilker Birbil, M. Kaan Öztürk
Format: Article
Language:English
Published: Taylor & Francis Group 2018-11-01
Series:Applied Artificial Intelligence
Online Access:http://dx.doi.org/10.1080/08839514.2018.1525517