Reassessment and Monitoring of Loan Applications with Machine Learning
Credit scoring and monitoring are the two important dimensions of the decision-making process for the loan institutions. In the first part of this study, we investigate the role of machine learning for applicant reassessment and propose a complementary screening step to an existing scoring system. W...
Main Authors: | Zeynep Boz, Dilek Gunnec, S. Ilker Birbil, M. Kaan Öztürk |
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Format: | Article |
Language: | English |
Published: |
Taylor & Francis Group
2018-11-01
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Series: | Applied Artificial Intelligence |
Online Access: | http://dx.doi.org/10.1080/08839514.2018.1525517 |
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