Essays on Household Finance and Small Business Credit

Chapter 1 examines whether closing disparities in credit access between spouses can help reduce consumption inequality in the household. The 2013 reversal of the Truth-in-Lending Act increased the borrowing capacity of secondary earners in equitable-distribution states but not in community-property...

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Bibliographic Details
Main Author: Kim, Olivia S.
Other Authors: Parker, Jonathan
Format: Thesis
Published: Massachusetts Institute of Technology 2022
Online Access:https://hdl.handle.net/1721.1/145134
https://orcid.org/ 0000-0001-8251-271X