Understanding Bank Runs: The Importance of Depositor-Bank Relationships
We use unique depositor-level data for a bank that faced a run to understand the factors that affect depositor behavior. We find uninsured depositors are most likely to run. Deposit insurance helps, but is only partially effective. Bank-depositor relationships mitigate runs, suggesting that relation...
| Main Authors: | , |
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| Format: | Article |
| Language: | en_US |
| Published: |
American Economic Association
2012
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| Online Access: | http://hdl.handle.net/1721.1/75113 https://orcid.org/0000-0002-3193-0441 |