Bundling Health Insurance and Microfinance in India: There Cannot be Adverse Selection if There Is No Demand

Microfinance institutions have started to bundle their basic loans with other financial services, such as health insurance. Using a randomized control trial in Karnataka, India, we evaluate the impact on loan renewal from mandating the purchase of actuarially-fair health insurance covering hospitali...

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Bibliographic Details
Main Authors: Banerjee, Abhijit, Duflo, Esther, Hornbeck, Richard
Other Authors: Massachusetts Institute of Technology. Department of Economics
Format: Article
Language:en_US
Published: American Economic Association 2015
Online Access:http://hdl.handle.net/1721.1/95939
https://orcid.org/0000-0001-6105-617X
https://orcid.org/0000-0001-9923-6088