Consumer protection and contingent charges.
Contingent charges for financial services, such as fees for unauthorized overdrafts, are often controversial. We study the economics of contingent charges in a stylized setting with naive and sophisticated consumers. We contrast situations where the naive benefit from the presence of sophisticated c...
| Główni autorzy: | , |
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| Format: | Journal article |
| Język: | English |
| Wydane: |
American Economic Association
2012
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